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jimmydean

The Official Meat of Ridemonkey
Sep 10, 2001
41,126
13,299
Portland, OR
$54B military budget...yet we cannot ensure our people to keep them healthy and educated.

A truly strong nation comes from an educated and healthy populace, and I would certainly rather buy books and bandages over bombs and bullets.

But thats just me...
Moar Bombs = Job Creatin' - The Donald
 

JohnE

filthy rascist
May 13, 2005
13,440
1,965
Front Range, dude...
My push on that to my right wing acquaintances is simply this...which is a better investment? Buying into people who can then work and produce, or the purchase of products that have little/no value until they are used, the use of which can potentially end the world as we know it. Option 1 has a lasting and profound effect, not unlike the planting of a tree. Option 2 can end the world.

Which one is more attractive?





I know...preaching to the choir.
 

Toshi

Harbinger of Doom
Oct 23, 2001
38,229
7,681
Sounds like they might raise the HSA contribution limit even higher than the $13.1k OOP-matching limit suggested in the draft House bill.

The other stuff I do not care for, but I'd be all down for this. It's another tax-deferred retirement savings vehicle with the added benefit of tax-free health care reimbursement.
 

Adventurous

Starshine Bro
Mar 19, 2014
10,308
8,869
Crawlorado
Sounds like they might raise the HSA contribution limit even higher than the $13.1k OOP-matching limit suggested in the draft House bill.

The other stuff I do not care for, but I'd be all down for this. It's another tax-deferred retirement savings vehicle with the added benefit of tax-free health care reimbursement.
Gotta admit that the higher that provision goes the more it will benefit people like yourself who are high earners. For the other 98% of the population they could raise the limit to $1B and it wouldn't have any sort of positive impact.

Then again I suppose that's the point now isn't it.
 

Westy

the teste
Nov 22, 2002
54,386
20,177
Sleazattle
Gotta admit that the higher that provision goes the more it will benefit people like yourself who are high earners. For the other 98% of the population they could raise the limit to $1B and it wouldn't have any sort of positive impact.

Then again I suppose that's the point now isn't it.

I like my communist union negotiated insurance that makes a HSA pointless.
 

Toshi

Harbinger of Doom
Oct 23, 2001
38,229
7,681
I like my communist union negotiated insurance that makes a HSA pointless.
I have the choice between the two, with the same, nice subsidy for each. The HDHP/HSA option is much better for me financially, but that's because I have the resources and inclination to fund that HSA instead of ignoring the issue and hoping for the best (+/- buying an iPhone a la Chaffetz).
 

jimmydean

The Official Meat of Ridemonkey
Sep 10, 2001
41,126
13,299
Portland, OR
I switched to an HSA this year and the company as a whole will only offer that as an option next year. While I don't have dentist level income, I do make ok coin as does the wife, so the HSA works out to be a good option. Actually wish we would have put more in to begin with.

But for folks making <$50k, sucks to be you.
 

pnj

Turbo Monkey till the fat lady sings
Aug 14, 2002
4,696
40
seattle
I make <$50K a year. I also haven't paid my obamacare bill since I broke my foot in September. lol.
 

Toshi

Harbinger of Doom
Oct 23, 2001
38,229
7,681
This is part of the problem, though. The only reason we have prices so high for things like chemo, certain drugs (not just Shkreli, think hepatitis C treatments), and radiation therapy is because of the opaque, bizarre nature of our health care system.

My personal opinion is that we should have a public option for everyone as a backstop, like Social Security. This will cover treatments up to a certain cost, say $50,000 per quality adjusted year of life. It also should put a strict cap on end of life care costs. Want more than that? Get supplemental private insurance that's priced to reflect expected payouts.

Our current system, where Medicare pays for grandma to have tubes and lines in her for weeks in the ICU before she expires, is expensive and absolutely ridiculous.
 

Adventurous

Starshine Bro
Mar 19, 2014
10,308
8,869
Crawlorado
This is part of the problem, though. The only reason we have prices so high for things like chemo, certain drugs (not just Shkreli, think hepatitis C treatments), and radiation therapy is because of the opaque, bizarre nature of our health care system.

My personal opinion is that we should have a public option for everyone as a backstop, like Social Security. This will cover treatments up to a certain cost, say $50,000 per quality adjusted year of life. It also should put a strict cap on end of life care costs. Want more than that? Get supplemental private insurance that's priced to reflect expected payouts.

Our current system, where Medicare pays for grandma to have tubes and lines in her for weeks in the ICU before she expires, is expensive and absolutely ridiculous.
Honestly I think that's the crux of it. I don't recall the actual number, but isn't it something like 80% of someones lifetime healthcare expenditures come in the final couple years of life? I know someone is always going to talk about the guv'mnt pulling the plug on grandma, but at some point we have to be realistic, we can't pour an enormous amount of resources into a person's miserable final few years of life. I guess its more humane to knock off the poor because of their being poor.

Anecdotally my father-in-law just got done doing a 1 month round of Hep-C treatment that was successful, but cost $70K. 70K!!!

EDIT: The numbers are 30% of all Medicare expenditures each year go to 5% of beneficiaries who die that year. 1/3rd of that cost comes in the last month of life.
 
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jimmydean

The Official Meat of Ridemonkey
Sep 10, 2001
41,126
13,299
Portland, OR
My personal opinion is that we should have a public option for everyone as a backstop, like Social Security. This will cover treatments up to a certain cost, say $50,000 per quality adjusted year of life. It also should put a strict cap on end of life care costs. Want more than that? Get supplemental private insurance that's priced to reflect expected payouts.
I think is is similar to how Australia does it. There is a basic level of coverage, then either personal or employer based premium coverage options. But even the base level of care is good quality care from what my team down south told me when I was there last.
 

Adventurous

Starshine Bro
Mar 19, 2014
10,308
8,869
Crawlorado
I think is is similar to how Australia does it. There is a basic level of coverage, then either personal or employer based premium coverage options. But even the base level of care is good quality care from what my team down south told me when I was there last.
Sounds like socialism!
 

Adventurous

Starshine Bro
Mar 19, 2014
10,308
8,869
Crawlorado
It's ok. They are pro-life.
Republicans, giving a fuck since that magic moment 6 hours after ejaculation when the miracle of conception takes place.

Kinda hard to fit on a t-shirt but I'm sure they can get a few printed up with the $337B savings.