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- Thread starter Pesqueeb
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I had a 9 month voluntary funemployement in 2010. It was very awesome.
my only regret is I didn't take four months.
Nice man. I put my name on the list for a new carbon Smuggler. Hoping it shows up before the summer.
I was laid off in 2008 - just bought a house and had a kid. That was straight crazy - 6 months before something full time hit. Bought a laser-engraver and worked for myself for awhile. I went through a cycle about 5 more times where I would find something good, then the economy would force them to make cuts...off I went. Ended up in the sign industry...that's no less sketchy, but I'm good at what I do, so I'm able to control where I go now. Almost lost the house twice in the last 5 years...life is a f'ing roller-coaster - keep hands and arms inside the ride at all times. I'm no longer afraid of change and surprise. move with the air molecules, not against them and you'll be fine.
And no matter how much money you make, live on a hell of a lot less. That savings is a lot more useful when you don't have an income than whatever bullshit you are going to spend it on now. Easier said than done, but I could guarantee that 95% of people spend a fair share of their income on things they do not "need".
You should start a blog. People would subscribe to your newsletter.
Do bikes and beer count?
That's a big AMEN, right there. There is nothing like some serious f'ing poverty to help reorient your material possession compass. I'm thankful for every single one of those experiences because it armed me with the tools to appreciate that very sentiment.
Woah, woah, woah....there's no reason to lose our minds, here. Bikes and beer are necessary things like food and heat. Are you new here?
Key word "crypto currency". I bet if you look at every investment in his portfolio, only one really is dragging him down that bad.
Crypto "currency"... lol. It's hard to feel bad for folks who jumped on that get-rich-quick scheme.
" some had forgotten the passwords to their trading accounts and, to their panic, were locked out."
Probably the best thing that could happen to them in a time like this.
That article just keeps getting better:
"Millennials now expect an average annual return of 13.7 percent"
"more than 80 percent of young investors — a far higher share than among older age groups — describe their investing strategy as “conservative,” "
Conservative investing expecting 13.7% return...
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To my untrained eye, the stock market retirement dependency and the 401k concept are the biggest crimes committed against the US citizens in the history of the US of A. But, I know next to nothing about money so I can be entirely wrong.Crypto "currency"... lol. It's hard to feel bad for folks who jumped on that get-rich-quick scheme.
" some had forgotten the passwords to their trading accounts and, to their panic, were locked out."
Probably the best thing that could happen to them in a time like this.
Probably depends on whether you are profiting from it. I mean, I've never known any different... 401K/IRA *is* my retirement. I have, literally, nothing else, except SS, I suppose. But I'm putting precisely *ZERO* faith in that panning out.To my untrained eye, the stock market retirement dependency and the 401k concept are the biggest crimes committed against the US citizens in the history of the US of A. But, I know next to nothing about money so I can be entirely wrong.
damn, son.wife came home from work trip to arlington sick sick sick. dammit. she’s not fun when sick.
in other news, for @Nick
too many unrideabru things to list!!!
looks LOW ... good thing there are no rocks (or rox!) in your 'hood.
marginally shorter cranks are en route...i actually have 27.5 ex471s sitting in hand...at some point will built up...damn, son.
looks LOW ... good thing there are no rocks (or rox!) in your 'hood.
I have close to 400k floating in an IRA, I out about 45k into it, then company match, it's on a long term program I don't have to deal with. Started as a super aggressive/well diversified plan, made a lot of money, recently changed it, about a year ago to a moderately aggressive strategy, I'm in the positive.
Things to remember when a stock market drops..... Think of it as you own a shit ton of balloons. Those balloons are very full. They deflate(this is the drop). Don't touch it or you lock in your loss. If your retirement, like mine, is another 20-30 years off you do not need to panic. Wait for the upswing, may be a while, like a few years, the upswing will usually be higher. As you get closer and closer to retirement, move more into money/cash accounts. These are safe, but make little money. I will likely move mine to full cash in about ten years, maybe sooner if we have a huge boom.
On top of that first it's, I have a new small one with the sheriff's office, plus my sheriff's retirement.
I am gonna retire like a king
Things to remember when a stock market drops..... Think of it as you own a shit ton of balloons. Those balloons are very full. They deflate(this is the drop). Don't touch it or you lock in your loss. If your retirement, like mine, is another 20-30 years off you do not need to panic. Wait for the upswing, may be a while, like a few years, the upswing will usually be higher. As you get closer and closer to retirement, move more into money/cash accounts. These are safe, but make little money. I will likely move mine to full cash in about ten years, maybe sooner if we have a huge boom.
On top of that first it's, I have a new small one with the sheriff's office, plus my sheriff's retirement.
I am gonna retire like a king
How low is the bb? Looks unrideabru!wife came home from work trip to arlington sick sick sick. dammit. she’s not fun when sick.
in other news, for @Nick
too many unrideabru things to list!!!
Sssssshhhhhhhh. There is a narc among us.
Be careful with this - while you will probably want to move to a more conservative mix, you will probably want to continue with some exposure to equities *during* retirement - going full cash at the onset of retirement and staying in cash will expose you to significant inflation risk.
Jamestown.
Ned is a bit bigger at prolly around 2k.
Like the comment my daughter made in the grocery store. A book in the impulse isle titled "How to live on a tight budget" Chapter 1: Stop buying shit in the impulse isle. The End.
lol no he made me use a full day for the half day I took. I'm going to end up with none or having to pay some out. Let's just get those references cleared first before I go leaving 15 minutes early and literally cheat the company out of money
just a hair over 13 freedum units. which is pretty dang low. we’ll see...
Rhinebeck
Way too high man.
Wait, that things got like 160mm travel ?
Might...just...be...a low-slack death machine.
I sure hope you're not giving a full two weeks notice
i honestly wonder if he'll just ask me to leave, but yeah I'm doing the decent thing. you never want to burn bridges in this industry. My now VP asked my previous VP for a personal reference. I had no idea they knew each other. as much as I want to do the double middle finger whirlwind exist, I'd rather be gracious and just curse them from inside my sensible japanese automobile.
oh yeah, that's one thing that's neat- this new place is a sensible drive away, so I can get some goofy POS automobile to drive there
oh yeah, that's one thing that's neat- this new place is a sensible drive away, so I can get some goofy POS automobile to drive there
Purdy sure the new Nomad is 170mm...Way too high man.
Wait, that things got like 160mm travel ?
Might...just...be...a low-slack death machine.
Like the comment my daughter made in the grocery store. A book in the impulse isle titled "How to live on a tight budget" Chapter 1: Stop buying shit in the impulse isle. The End.
It helps to live on a tight budget when the only impulse I have in a store is to get the fuck out.
Well then, low-slack death machine it is. I probably should ride Wilson's with him before he gets pedal struck into oblivion. The area ain't marked so good and guides are handy.Purdy sure the new Nomad is 170mm...
The 64 bit version of Winamp works like a charm. New Yamaha rep gave me permission to share it...
low slack death machine ... you should be in marketing.
pedal strike into oblivion took me out for all of last spring. no bueno. he's doomed.
you got a DL link?