http://moneycentral.msn.com/content/Insurance/Insureyourcar/P88635.asp
The Basics
The costliest places to insure a car
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It's no surprise that busy, well-to-do spots such as the Northeast are expensive -- but you'll find population-challenged Alaska and Colorado up there, too.
By Bankrate.com
If you've played bumper cars in midtown Manhattan, raced through the fumes of the New Jersey Turnpike or battled Beltway traffic around the nation's capital, you'd probably guess drivers in the crowded northeastern states pay the highest auto insurance premiums in the country.
You'd be right.
The top six states in average combined premiums paid all were in the traffic-choked Northeast corridor, led by New Jersey, New York and Washington, D.C.
In those three, followed closely by Rhode Island and Massachusetts, drivers paid annual average premiums in excess of $1,000 -- almost double the average prices paid by motorists in Iowa, Maine and Idaho and about a third more than the national average. Get Online Insurance Quotes
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The figures come from a study compiled by the National Association of Insurance Commissioners (NAIC), which says the term "combined premium" comprises liability, collision and comprehensive coverage. The figures are for 2001, the last year for which full figures are available.
Your mileage may vary
New Jersey was the priciest auto insurance state in the country, with motorists shelling out an average $1,182.54. New York kept pace with an average of $1,161.27 followed by the District of Columbia at $1,156.23.
Iowa, which boasts an average of less than $600, was the least expensive, with Maine and Idaho only a few dollars more. The national average was $817.43, just about the same average price as New Mexico and Texas.
The NAIC points out a number of factors affect the average expenditures. For example, says the NAIC, in states with robust economies more consumers are likely to purchase new vehicles that will be insured for higher amounts than older vehicles.
Where insurance hurts the most
Rank State Average expenditure | Rank State Average expenditure
1 New Jersey $1,182.54 | 27 Oklahoma $762.76
2 New York $1,161.27 | 28 Arkansas $749.19
3 D.C. $1,156.23 | 29 Illinois $745.57
4 Rhode Island $1,027.03 | 30 South Carolina $744.87
5 Massachusetts $1,013.46 | 31 Utah $739.19
6 Connecticut $993.50 | 32 Missouri $737.15
7 Alaska $969.69 | 33 Alabama $733.79
8 Louisiana $967.21 | 34 New Hampshire $729.70
9 Nevada $965.96 | 35 Oregon $725.11
10 Colorado $935.10 | 36 Montana $720.54
11 Delaware $929.84 | 37 Tennessee $706.80
12 Arizona $914.26 | 38 Kansas $700.24
13 Michigan $871.98 | 39 Indiana $698.18
14 Maryland $853.04 | 40 Virginia $688.49
15 Georgia $848.21 | 41 Vermont $682.75
16 West Virginia $841.08 | 42 Ohio $682.67
17 Washington $836.24 | 43 Wyoming $682.60
18 Florida $835.79 | 44 Nebraska $667.99
19 Texas $820.24 | 45 North Carolina $667.93
20 New Mexico $814.91 | 46 South Dakota $648.16
21 Hawaii $811.12 | 47 North Dakota $633.78
22 Minnesota $808.63 | 48 Wisconsin $630.11
23 Pennsylvania $807.90 | 49 Idaho $629.68
24 California $795.36 | 50 Maine $621.28
25 Mississippi $784.37 | 51 Iowa $596.44
26 Kentucky $766.76 | Nationwide $817.43
The Basics
The costliest places to insure a car
advertisement
It's no surprise that busy, well-to-do spots such as the Northeast are expensive -- but you'll find population-challenged Alaska and Colorado up there, too.
By Bankrate.com
If you've played bumper cars in midtown Manhattan, raced through the fumes of the New Jersey Turnpike or battled Beltway traffic around the nation's capital, you'd probably guess drivers in the crowded northeastern states pay the highest auto insurance premiums in the country.
You'd be right.
The top six states in average combined premiums paid all were in the traffic-choked Northeast corridor, led by New Jersey, New York and Washington, D.C.
In those three, followed closely by Rhode Island and Massachusetts, drivers paid annual average premiums in excess of $1,000 -- almost double the average prices paid by motorists in Iowa, Maine and Idaho and about a third more than the national average. Get Online Insurance Quotes
Auto Health
Home Life
--------------------------------------------------------------------------------
MSN Money Insurance
The figures come from a study compiled by the National Association of Insurance Commissioners (NAIC), which says the term "combined premium" comprises liability, collision and comprehensive coverage. The figures are for 2001, the last year for which full figures are available.
Your mileage may vary
New Jersey was the priciest auto insurance state in the country, with motorists shelling out an average $1,182.54. New York kept pace with an average of $1,161.27 followed by the District of Columbia at $1,156.23.
Iowa, which boasts an average of less than $600, was the least expensive, with Maine and Idaho only a few dollars more. The national average was $817.43, just about the same average price as New Mexico and Texas.
The NAIC points out a number of factors affect the average expenditures. For example, says the NAIC, in states with robust economies more consumers are likely to purchase new vehicles that will be insured for higher amounts than older vehicles.
Where insurance hurts the most
Rank State Average expenditure | Rank State Average expenditure
1 New Jersey $1,182.54 | 27 Oklahoma $762.76
2 New York $1,161.27 | 28 Arkansas $749.19
3 D.C. $1,156.23 | 29 Illinois $745.57
4 Rhode Island $1,027.03 | 30 South Carolina $744.87
5 Massachusetts $1,013.46 | 31 Utah $739.19
6 Connecticut $993.50 | 32 Missouri $737.15
7 Alaska $969.69 | 33 Alabama $733.79
8 Louisiana $967.21 | 34 New Hampshire $729.70
9 Nevada $965.96 | 35 Oregon $725.11
10 Colorado $935.10 | 36 Montana $720.54
11 Delaware $929.84 | 37 Tennessee $706.80
12 Arizona $914.26 | 38 Kansas $700.24
13 Michigan $871.98 | 39 Indiana $698.18
14 Maryland $853.04 | 40 Virginia $688.49
15 Georgia $848.21 | 41 Vermont $682.75
16 West Virginia $841.08 | 42 Ohio $682.67
17 Washington $836.24 | 43 Wyoming $682.60
18 Florida $835.79 | 44 Nebraska $667.99
19 Texas $820.24 | 45 North Carolina $667.93
20 New Mexico $814.91 | 46 South Dakota $648.16
21 Hawaii $811.12 | 47 North Dakota $633.78
22 Minnesota $808.63 | 48 Wisconsin $630.11
23 Pennsylvania $807.90 | 49 Idaho $629.68
24 California $795.36 | 50 Maine $621.28
25 Mississippi $784.37 | 51 Iowa $596.44
26 Kentucky $766.76 | Nationwide $817.43