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Paying off a credit card

yonton228

yonton228

Turbo Monkey
Mar 7, 2005
1,236
0
lacey washington
I payed off my credit card today, wanst much like $300 ish ( $500 limit atm). About a hour later after paying it I tried to purchase some PC parts on newegg.com for about $420. Recevied a email saying that they were processing my order ( thinking everything was all good ).

Later on in the evening I recevied a email from newegg.com saying that newegg.com " has failed payment authorization" . Basically what I am asking is, should have that been enough time between paying off my credit card and ordering stuff on newegg.com?

-timmy
 
Transcend

Transcend

My Nuts Are Flat
Apr 18, 2002
18,040
3
Towing the party line.
Dude, your card payment can take as much as 5 days to go through, but AT LEAST 24 hours - especially if you made it after 3pm when banks start to shut that jazz down for the day.
 
yonton228

yonton228

Turbo Monkey
Mar 7, 2005
1,236
0
lacey washington
My credit card is through my bank though, was issued it through them, and I pay through them. Now that I think about it. My sister works there. I can just ask her. damn I am stupid sometimes.

-timmy
 
Transcend

Transcend

My Nuts Are Flat
Apr 18, 2002
18,040
3
Towing the party line.
yonton228 said:
My credit card is through my bank though, was issued it through them, and I pay through them. Now that I think about it. My sister works there. I can just ask her. damn I am stupid sometimes.

-timmy
Click to expand...
Your credit card is not backed by your bank, they are simply the issuer.
 
yonton228

yonton228

Turbo Monkey
Mar 7, 2005
1,236
0
lacey washington
She said that it shouldnt have been an issue. But she will check my acount tomorow when she goes to work. Its so nice having someone that can do those things.

-timmy
 
Austin Bike

Austin Bike

Turbo Monkey
Jan 26, 2003
1,558
0
Duh, Austin
Basically it all goes through a clearing house and they play the float because a.) balances are usually updated once a day and b.) they can.

Assume that when you give them your moeny that they will wait as long as possible before crediting you.
 
yonton228

yonton228

Turbo Monkey
Mar 7, 2005
1,236
0
lacey washington
Well it turns out that the bank was having sometype of server problems or some ish like that. I talked to the main branch manager and she said that once someone pays off, about 5 mins later there balance changes.
 
yonton228

yonton228

Turbo Monkey
Mar 7, 2005
1,236
0
lacey washington
Yeah, its nice having the main branch right neer the house. And the fact that my sister works there is also a added bonus, annnddd the fact tath she is good freinds with the branch manager is just iceing on the cake.
 
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