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Health Care Reform is Dead

stoney

Part of the unwashed, middle-American horde
Jul 26, 2006
21,591
7,238
Colorado
Cognitive Dissonance
My parents were really anti-ACA because their cost went up. At least until they found out that I would not be able to get insurance coverage for my epilepsy without it. ~$15k/yr for drugs just to function as a normal person... They still say that I'm an outlier and that my coverage allows me to function to generate more than I cost, so it's fine. They didn't like it when I pointed out the cognitive dissonance to them.
 

Jm_

sled dog's bollocks
Jan 14, 2002
18,960
9,630
AK
Goddamn people with cancer and stuff messing up everything for everyone else....
 

Brian HCM#1

MMMMMMMMM BEER!!!!!!!!!!
Sep 7, 2001
32,119
378
Bay Area, California

jonKranked

Detective Dookie
Nov 10, 2005
85,845
24,428
media blackout
We go through my wife's company, so that helps quite a bit.
even employer health care can suck it sometimes... get this.... my wife and i work for different business units of the same parent company. same insurance plans available to both of us. it was cheaper for us to have individual plans than to have a family plan. and not by a small amount, something like 3 or 4 thousand a year.
 

Toshi

Harbinger of Doom
Oct 23, 2001
38,240
7,687
That may be Obama care, but our insurance just went up an additional $60 a month from last year in addition to our co-pay.
mine went up last year too, and i have insurance through my employer
We go through my wife's company, so that helps quite a bit.
Did your portion go up, the total premium, or both?

I've seen the total premium go up each year on my HDHP. But my employer changes their subsidy such that my pre-tax portion of the premium stays the same each month, at $19.
 

Brian HCM#1

MMMMMMMMM BEER!!!!!!!!!!
Sep 7, 2001
32,119
378
Bay Area, California
I still wonder where all the money comes from. Warren talks about taxing the 1% and raising corporate taxes. My guess would be, the day Warren gets elected, the 1%er's money exits the country. Then raising the corporate taxes will cause mass lay-offs. Saddling the burden on the middle class making in unaffordable. At least Sanders is open & up front saying, Yes..... Your taxes will go up. I don't see how it will work without bankrupting people. Maybe a flat rate tax of 35% across the board may work, but a lot of people could not afford it. Putting everyone back to square one.
 

jonKranked

Detective Dookie
Nov 10, 2005
85,845
24,428
media blackout
Did your portion go up, the total premium, or both?

I've seen the total premium go up each year on my HDHP. But my employer changes their subsidy such that my pre-tax portion of the premium stays the same each month, at $19.
both. it wasn't a huge amount though. maybe 2 hundred for the year.
 

Brian HCM#1

MMMMMMMMM BEER!!!!!!!!!!
Sep 7, 2001
32,119
378
Bay Area, California
Did your portion go up, the total premium, or both?

I've seen the total premium go up each year on my HDHP. But my employer changes their subsidy such that my pre-tax portion of the premium stays the same each month, at $19.
Our premium went up (this year) and our co-pay went up $10 a visit last year, not sure yet this year. 20 years ago I have ACL surgery, it was no cost out of pocket. 6 years ago I had ACL surgery and it was $100 out of pocket. January 2018 I had elbow surgery and my co-pay jumped to $1900 out of pocket. My costs may reflect on where we live, but it really sucks.
 

jonKranked

Detective Dookie
Nov 10, 2005
85,845
24,428
media blackout
Our premium went up (this year) and our co-pay went up $10 a visit last year, not sure yet this year. 20 years ago I have ACL surgery, it was no cost out of pocket. 6 years ago I had ACL surgery and it was $100 out of pocket. January 2018 I had elbow surgery and my co-pay jumped to $1900 out of pocket. My costs may reflect on where we live, but it really sucks.
that's just capitalism at work.
 

SkaredShtles

Michael Bolton
Sep 21, 2003
65,625
12,692
In a van.... down by the river
Our premium went up (this year) and our co-pay went up $10 a visit last year, not sure yet this year. 20 years ago I have ACL surgery, it was no cost out of pocket. 6 years ago I had ACL surgery and it was $100 out of pocket. January 2018 I had elbow surgery and my co-pay jumped to $1900 out of pocket. My costs may reflect on where we live, but it really sucks.
Perhaps you're starting to see that healthcare is not a service that follows the normal rules of capitalism?

Because it FUCKING DOESN'T.

Much like fucking roads, fire and police service, national defense, municipal water delivery, the shit-pipes in most communities, and a myriad of other services, it DOESN'T FOLLOW THE NORMAL RULES OF CAPITALISM.

The wealthiest country in the HISTORY of the fucking PLANET, and there are still people asking, "where is the money going to come from?"

You do realize that fucking ITALY has universal healthcare, right? FUCKING ITALY. Just think about that.

Goddam! Conversations like this are sometime infuriating. :rant:
 

dan-o

Turbo Monkey
Jun 30, 2004
6,499
2,805
no, its just a convenient scapegoat.

Not necessarily.
MA had an ACA type system before Obamacare.
This year I lost my primary physicians (as did all family members), increased premium, increased copays, increased deductibles.

I pay for our health coverage through a small business group. $1600/mo

I’d love to see healthcare costs drop.
Not interested in a plan that only lowers healthcare line item but ultimately results in less in pocket at end of year though.

Looking at you Liz.
 

Brian HCM#1

MMMMMMMMM BEER!!!!!!!!!!
Sep 7, 2001
32,119
378
Bay Area, California
Oh, please enlighten us to your rough times, working-class dude. :rolleyes:

Does it look something like this?

View attachment 138017
Well to start, it would be nice making $350K, mortgage property taxes are close. We're paying $4+ for a gallon of gas, x 3 vehicles. Utilities average about $1200 a month. Son's college, Colorado State @ $45K a year. Plus I'm insuring 4 people & 3 cars. It's ugly what's left over, trust me.
 

Toshi

Harbinger of Doom
Oct 23, 2001
38,240
7,687

jonKranked

Detective Dookie
Nov 10, 2005
85,845
24,428
media blackout
my total gas/electric burden was just under $1k last YEAR.
1,200' sq ft home, mild summer weather, most of the cost during winter months.
no gas here, but our electric is roughly $3k / yr, which is the highest its been, but it's up because my wife is home full time now with the kids. water/trash/sewer amount to maybe $1k a year.
 

Toshi

Harbinger of Doom
Oct 23, 2001
38,240
7,687
my total gas/electric burden was just under $1k last YEAR.
1,200' sq ft home, mild summer weather, most of the cost during winter months.
My utilities run about $300/mo. That's for 3271 sq ft, with very tight temperature regulation of the house :D due to wife + baby, a green lawn, and 2 electric cars sucking down juice.

Brian must be running the heat non-stop in the servants' quarters or the like
 

SkaredShtles

Michael Bolton
Sep 21, 2003
65,625
12,692
In a van.... down by the river
Serously. $1200 a MONTH? PG&E really sticking it to ya? Or are there other expensive "utilities" that I'm missing that Californians suffer with? I don't think that my monthly utilities would even hit $250... and I'm not in some tiny, super-efficient house.

Fuck, man - you don't even have proper winters... WTF is going on with those utilities?