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  1. gtastro

    comment of the year

    He was AWSOME as a pirate.
  2. gtastro

    Credit card advice for a n00b

  3. gtastro

    Credit card advice for a n00b

    I wont disagree Im wrong. But I have had Personal experiences in the past where if you didnt make a certain amount of payments over time you didnt gain a history. Most of us on here have made 100's af payments over time and developed our own history. The first article flat out said to pay...
  4. gtastro

    Credit card advice for a n00b

    OK So theres this kid in college, he has no credit history. These times were in are tough they arent giving this stuff away anymore. What do think there going to give him a card with a 500.00 limit, 1000.00 tops.This kid he aint making 70 large a year so lets go with 500.00 limit. I...
  5. gtastro

    Credit card advice for a n00b

    Just because your the exception doesnt make them the tooth fairy. If that was the bussiness plan we would have to bail out all of them. (OH WAIT WE ALREADY DID)
  6. gtastro

    Credit card advice for a n00b

    I'M not going to bite on this one. But I cant believe you really think that.
  7. gtastro

    Credit card advice for a n00b

    Now Toshi I never told him to get a card and run wild (which I have done in the past) I only made reference to what I have seen recently. Also I expressed that if he is going to use it as a debit card, then just use the debit card and forgo the fees, interest, temptation, and evil that is the...
  8. gtastro

    Credit card advice for a n00b

    The web site I was on made reference to those with the highest fico's. Typically carried a 7% balance and had a history of making consitant payments over many years. Thats where all that came from I think it was My fico score.com but its on a different computer.
  9. gtastro

    Credit card advice for a n00b

    It all depends on each ones situation. All I was trying to say if he wants to build credit. Now every one should check there fico score and see where its at. And take the needed actions to improve it. Mainly for the benifits that come with better fico scores. mainly lower car ins premiums, and...
  10. gtastro

    Credit card advice for a n00b

    While paying it off every month is an iron clad way to handle a CC. It will not build your credit score. If your only reason is convience then stay with the debit system and dont bother with it. But to build credit you have to play the credit game.By the way I've been on both sides of the credit...
  11. gtastro

    Credit card advice for a n00b

    If he's trying to build credit the his fico score will improve by carring a small balance over time. they are looking for fiscal responsibility (carrying 10% or less) and having the ability to make payments over time like 10 years. If you go to get a large car loan or any house loan they are...
  12. gtastro

    Credit card advice for a n00b

    I looked up my credit score the other day, and the service I went thru recomended carying a 7% balance. Which was a reference to those who typicaly had the best credit scores. So if your trying to build credit, paying off every month wont build as much as carrying a small balance over time...
  13. gtastro

    MagicShine 900

  14. gtastro

    Trouble in Suburbia Parts 1 and 2

    its always something to do with pooop isnt it BAH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
  15. gtastro

    cap forest shuttles this weekend?

    Ive been lurking so long I only have like 30 post!!!!!!!!!!!!!!!!!!!!!!
  16. gtastro

    cap forest shuttles this weekend?

    damien = devil to all those that ride XC I also need to earn my turns but wuoldnt it be nice to have the wind blowing in your hair in the back of a truck. And when and where is that savour of a shuttle truck ganna be?
  17. gtastro

    Bare Bones Upgrade

    THanks for the info! I dont need a crack so nothing to see here move along.........
  18. gtastro

    Bare Bones Upgrade

    On the first one I did. I tried safe mode and also cammand promp. But to no avail. So Im realizing starting fresh is the way to go. Now my question is I have a 2000 pro disc and then a xp pro upgrade disc. How is Microsoft going to like me re-athorizing the same code on a new machiine.{Bill is...
  19. gtastro

    Bare Bones Upgrade

    Yes everything will be compatible. The problem I had was the os didnt reconize the new mother board and gave me the blue screen of death. On the first one I ene ded up formating the drive and relaoding the os. What I didnt want to do was reload every program I was still using. So what Im...
  20. gtastro

    Please allow me

    No its "Look at the brain on Brad" I acually know this from the afermentions to me regarding this classic mov
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