€€€€¥¥¥¥¥¥ it’s Wednesday and my kids are already barfing! §₩£’£¡
- Thread starter Sandwich
- Start date
Woohoo! Lucky you!
decided to go home for lunch and make ramen instead of paying for incredibly shitty fast food around my office. after me and both boys, my wife is now coming down with the plague. just in time for Christmas. such utter bullshit. I hope hers is a two-day affair, like my boys, and not a two week affair, like mine.
Dad got both.
Made an appointment at Les Schwab online, specified the size I needed, put in the comments "GMC Sierra 18" wheels installed " and they still pulled 17's. Nice work.
Windfall Elimination Provision. It depends on whether you pay into Social Security or not. COPERA does not. If you have accrued SSI time, while paying into PERA, you will get both but SSI will be reduced. If you worked in parallel and earned full SSI while getting PERA, that's fine. Big thing is that you have to pay into SSI and most don't.
Why do people not pay into SSI?
Spent a few hours in the dentist's chair this morning, so that was fun. I didn't actually have any work done, I just sat in his chair for awhile. He was not amused.
In other news, I have no idea what I'm doing.
In other news, I have no idea what I'm doing.
Social Security replacement plan. Really common with govt. retirement plans. There are two main types: pension and 401(a).
With pension, the SSI contributions instead go to the state funded pension. The state pension is responsible for growth and corresponding payout in the future. Usually that amt is right at or just above the 6.2%, allows for early retirement (pre-62), but doesn't have inflation adjustment (if so, insufficient).
With 401(a), contributions are usually much higher - 10-20% mandatory by employer and employee. Those funds are dropped into an individually owned and controlled retirement plan (think 401k). People give up their SSI for complete ownership and control of their money. This one, doesn't usually work out that well... Everyone is an expert and they are responsible for their own investing. Some people are terrified of risk and their money never grows. It's a really common structure in "rugged independent" places like CO, UT, WY, TX, etc. These people tend to be *shocked* that they don't get SSI, despite it being something that they sign on to when they are hired and get regular information reminding them about.
have you met the average american?
School sent out an email that something like 20% of the kids are out sick. I think it was food poisoning courtesy of the CAF but whatcha gonna do.
Gotta be a Gen-X'er.
From the road.cc blog, not from directly reading twatter.
That's OK, just continuing my tirade, carry on! I thought that I might have gotten to ride today, but...
just like you...
Also arctic snowpocalypse blizzard is inbound, I can see the inbound snowline just a few miles away.
Neat!
i wss singing along to some girls are bigger than others by the smiths....
U2....never....ever....
As a state employee I have a mandatory 401(a) with 5% me + 10% them put into it until one hits the IRS annual compensation limit for the year. But I’m also paying into SSI up to the usual FICA limit—some state employees are PERA, some not.
SOON...
ETA: Currently 54F at mi casa - should drop about 40 degress when the front arrives.
statistically speaking i am very, very far above average financially when it comes to americans
Aw Steve, don’t do yourself down, I at least always think of you as an exemplary average American.
"The average net worth of all American families was $746,820, according to the Federal Reserve’s 2019 Survey of Consumer Finances, while the median figure was $121,760."
///
Can you say ‘ridiculous Gini index’?"The average net worth of all American families was $746,820, according to the Federal Reserve’s 2019 Survey of Consumer Finances, while the median figure was $121,760."
///
i wonder how much money toshi has spent on biometric testing to see if he's getting any improvement from his zone 2 workouts. please note i'm only making this comment because he has me blocked.
So I gotta drive an hour to BFE to pick up a pie for the wife. I get said pie, snap a pic and head home. I don't look at my phone when I drive, so I missed 2 calls and have texts "WTF?". I am half way home, sitting at a light when I see. I call her back and she says "what the fuck is that? There is a use piece missing". I had no idea what she was talking about until I looked at the picture I sent her.
Its the glare from my side window. Priceless.
Its the glare from my side window. Priceless.
like i said."The average net worth of all American families was $746,820, according to the Federal Reserve’s 2019 Survey of Consumer Finances, while the median figure was $121,760."
///
"The average net worth of all American families was $746,820, according to the Federal Reserve’s 2019 Survey of Consumer Finances, while the median figure was $121,760."
///
Yea but how many homes do you ///own?