☆☆ two's day ☆☆
- Thread starter Nick
- Start date
Views of woods around us are transitioning from tree trunks and sky to green opacity. Sometime around sunset I wandered out and saw a black bear running through the woods across the stream. 
nice evening last night. sat on the porch and heard a chuck will's widow in the woods as well as a raccoon family chattering. off to the usual for now...
I can't wait to move into our house. We'll be trading the constant sound of traffic for peepers, turkeys, deer, bobcats, and the occasional black bear. Plus stars and quiet.Views of woods around us are transitioning from tree trunks and sky to green opacity. Sometime around sunset I wandered out and saw a black bear running through the woods across the stream.
I saw quite the sight the other day. In a farmers field there was two deer just standing there, surrounded by about 10 turkeys.
turkeys, deer
Not sure what they were planning, but it can't be good.
Hiya fellas! I done went and done it now....I signed up for another Ironman. Summer and fall just got a lot busier! This was wife's idea, so it is her fault. Ironman Arizona on Nov 20.
Misery loves company!
another cool windy day in store. wind to 24 mph and scattered showers. Todays shift is entirely in the San Joaquin river delta, I'm cool with that.
At least futures are up this morning!
"The stock market is up! Why are my stocks down?" Well 1, you're mostly in bonds. And 2, mutual funds price at end of day, so you're seeing yesterday's pricing. "How do you fix it?" You don't. That's how it works. "But how do you fix it?"
"Tell me about Crypto..." It's the same as before. An unregulated currency that's supported by no underlying assets (like a stock), no underlying debt commitment (like a bond), or any ability to tax to support it (like a real currency). It's effectively theoretical and people are trading it. It's only value is based on what people are willing to pay for it and nothing more. Would you like to learn about tulips?
"Why is my account down? I'm supposed to be in safe investments!" You're largely in bonds, but they are still impacted by inflation. It's largely short-term bonds, so as they mature, you'll be getting into higher yield bonds, which will balance things out, but that will take some time. "But you said I wouldn't lose money" Yeah, no. I never said that. Compared to stock losses would be less in a down swing, and you are well within that umbrella. Also, weren't you 100% in stock six months ago? If we had done nothing, you'd be down 15%; you're down 5%. "That's not important. I've lost money"
This is my life right now.
You need to hang out your own shingle so you can be a bit more selective of your clients...
most people are only alive because it's illegal to kill them.
my CFP loves that we don't panic when our account is down and that we don't want to touch it.
had some discovery channel shit go down in the backyard this morning.
watched a fox eat a snake.
and pretty sure this was the baby deer we saw saturday
watched a fox eat a snake.
and pretty sure this was the baby deer we saw saturday
Glad I could help.
It’s officially tick season. Just found a second one on me. This one had actually gotten dug in and had to be plucked out with tweezers.
Ah, time to play Tick or Scab and Watch the Target.
Ah, time to play Tick or Scab and Watch the Target.
Made the mistake of looking at mine the other day.
Made the mistake of looking at mine the other day.
last i checked my 401k is down 13% YTD, but much less over the last 12 months
For the most part my clients are good. People who I've been working with for a while have been listening when I say to expect things will go down at times - we just have to make sure that the risk is proper in advance. Give a little to get a lot is how I describe it to Haley. Give up some gains, to get a lot more protection on the downside. It's the ones who are relatively new to the plans, came to me independently, or have lost a bunch of money and are in panic mode. I can't undo things after your house is on fire, I can only mitigate at that point.You need to hang out your own shingle so you can be a bit more selective of your clients...
My results were similar. Have to keep reminding myself that I've got at least 20 more years. Which is why I generally adopt the philosophy of not looking very often.
I've lost some. But realistically not that much. Why? RISK MITIGATION! Build a portfolio that can handle most risk and you're fine. Also, mind timelines. 15yrs out? meh. 3yrs out? Wake the FUCK UP!Made the mistake of looking at mine the other day.
i cant look at what i dont have....My results were similar. Have to keep reminding myself that I've got at least 20 more years. Which is why I generally adopt the philosophy of not looking very often.
back in college i came across one of the campus police napping in his squad car by the climbing gym (an old converted barn). it was in a parking lot that was rarely used and couldn't be seen from the main loop road. i was on my bike and had time to kill, so i rode back to my apartment, grabbed my roommates polaroid camera and rode back. he was still there, still asleep. snapped a polaroid of him asleep in the car, wrote on the bottom "got you good you fucker" and left it under the windshield wiper.
hay-zeus, you guys have been talkative this morning... already 35 comments and it's just 10am!
played hooky yesterday, it was a gorgeous day - sunny and warm (but not hot just yet). Rode my bike in the woods in the morning, then went to visit my mom in the afternoon. it was a good day overall.
played hooky yesterday, it was a gorgeous day - sunny and warm (but not hot just yet). Rode my bike in the woods in the morning, then went to visit my mom in the afternoon. it was a good day overall.
So Wifey's company has a raging bitch in their building, but they've just had to deal with her because she was nothing more than a raging bitch. Last night? She posted a rant to the internal message board that broadcasts to over 500 people. Straight libel. Not even a little bit of a question. When I left to take Hannah to school she was already on the phone with her boss about getting the company atty involved, as it calls them out individually by name in adtn to the company name. Ms. Bitch is about to get throttled. 
So Wifey's company has a raging bitch in their building, but they've just had to deal with her because she was nothing more than a raging bitch. Last night? She posted a rant to the internal message board that broadcasts to over 500 people. Straight libel. Not even a little bit of a question. When I left to take Hannah to school she was already on the phone with her boss about getting the company atty involved, as it calls them out individually by name in adtn to the company name. Ms. Bitch is about to get throttled.
Apparently there is also a trail of emails saying "XYZ told me..." So history of slander too.
Honestly haven’t looked at my funds in years. I have a CFP that I trust and that’s what I pay him for. Considering my age and when I will need it, no point in causing more stress. I will not forget my coworkers that were 45-55 in 08-09 and were losing their fucking minds. A few of them cashed out and took a bath.
Re crypto: stablecoins losing their peg—don’t get excited, mandown—is kind of a bad sign.
www.fastcompany.com
As crypto crashes, Terra USD wobbles, shaking the foundations of algorithmic stablecoins
Terra’s stablecoin has decoupled from its peg. What does this mean, and why does it matter?
www.fastcompany.com