my thoughts exactly.
2016 US Household Total Net Worth (by Age and Percentile)
- Thread starter stoney
- Start date
lol. I just realized that 10% of my net worth is made up of Lego.
on the other hand... I also realized that 15% of my net worth comes from an internet business based on Lego.
Another 10% of my net worth is tied to hobbies. A high end sports car and a couple of bicycles which could seem extravagant expenses at first sight. Funnily enough, said expenses were instrumental to build another 30% of my net worth.
moral of the story. follow your interests. money will follow.
on the other hand... I also realized that 15% of my net worth comes from an internet business based on Lego.
Another 10% of my net worth is tied to hobbies. A high end sports car and a couple of bicycles which could seem extravagant expenses at first sight. Funnily enough, said expenses were instrumental to build another 30% of my net worth.
moral of the story. follow your interests. money will follow.
am soooo stealing this for whatapp.90th percentile for 45-49yo.
Newly released vehicle that was not available locally. Little did I know that they'd fuck up the paperwork so royally.
Let's just say that I've been pretty good about saving and investing over the years. Even WITH kids. Their inheritance, however, is going to suffer, 'cause I'm gonna spend every last goddam penny.Does not compute?
I think this may say more about your driving acumen then anything about minivans.
i drove it in the manner befitting it's vehicle type.I think this may say more about your driving acumen then anything about minivans.
Playing catch up. I'm down to my mortgage as far as bills, minimal monthly expenses.
My company ESOP isn't fully vested yet, but that is an additional 10-12% (annual average) of gross.
Have you considered retiring NOW? Because if you don't, you're just going to be older when you do.Playing catch up. I'm down to my mortgage as far as bills, minimal monthly expenses.
My company ESOP isn't fully vested yet, but that is an additional 10-12% (annual average) of gross.
Quote for those who don't know:
"It's cheaper to keep her."
x2 has had a major impact on both my income potential and my actual income. Waiting for my ex to join the workforce before repaying my student loans was almost as bad a decision as the marriage itself (it didn't happen).
I have made the choice to not deprive myself of everything for the sake of debt, but as life happens and kids get older, the cost of living also decreases.
If we can get the man child out of the house, we will sell and downsize. The Corvette has 4 more payments and I am due for a raise this month.
So while I am not even on the chart at this point, I'm not ready to off myself just yet.
Congratulations on the raise and Corvette almost being paid off! Now open an account and save every penny of it. Don't make me call Jen.Quote for those who don't know:
"It's cheaper to keep her."
x2 has had a major impact on both my income potential and my actual income. Waiting for my ex to join the workforce before repaying my student loans was almost as bad a decision as the marriage itself (it didn't happen).
I have made the choice to not deprive myself of everything for the sake of debt, but as life happens and kids get older, the cost of living also decreases.
If we can get the man child out of the house, we will sell and downsize. The Corvette has 4 more payments and I am due for a raise this month.
So while I am not even on the chart at this point, I'm not ready to off myself just yet.
Read the last couple pages of Toshi's thread in the NE forum. Be sure to have popcorn and beer handy.
Part of me wants to, but I know it's just gonna be pages of near syadasti level complaining about problems he created himself
Leasing a Volvo should have been the lowest stress, trouble free option. But no.
(Cliffs Notes is that this is entirely on the dealer being incompetent, as it's regarding paperwork that they submit directly to the CO DMV.)
I ain't talking.
Problem #1 - being so impatient for a new car that you traveled to a different time zone for it.
Problem #2 - traveling to another time zone to lease a car.
Leasing is no different financially than buying new and selling at the end of the equivalent term, provided the lease is structured fairly. (And mine is, 62% residual at 36 months and an interest rate equivalent of something like 0.2%.)
I jumped on the IL vehicle because I had two days randomly where I could drive it back. Seemed like fun. Turned out the drive back was super boring and the paperwork has been an ongoing disaster, but at least the latter couldn't have been foreseen...
This thread was at first mildly depressing. Until you high net worth, fancy car driving, motherfuckers came on here whingeing and crying. I may not have much net worth compared to the ///Monocle crowd but I have bikes and no kids so I actually have time to ride them. Whose making bad decisions now?
Perhaps quality of life > net worth?
PS my girl wants kids, as most do (fuck you biology), so I'm on the countdown timer to the point when I can no longer delay the inevitable. I think I should get a secret vasectomy and when we can't have kids just tell her "The doctor says I'm fine. It must be you".
Perhaps quality of life > net worth?
PS my girl wants kids, as most do (fuck you biology), so I'm on the countdown timer to the point when I can no longer delay the inevitable. I think I should get a secret vasectomy and when we can't have kids just tell her "The doctor says I'm fine. It must be you".
This thread was at first mildly depressing. Until you high net worth, fancy car driving, motherfuckers came on here whingeing and crying. I may not have much net worth compared to the ///Monocle crowd but I have bikes and no kids so I actually have time to ride them. Whose making bad decisions now?
Perhaps quality of life > net worth?
PS my girl wants kids, as most do (fuck you biology), so I'm on the countdown timer to the point when I can no longer delay the inevitable. I think I should get a secret vasectomy and when we can't have kids just tell her "The doctor says I'm fine. It must be you".
This is actually spot on.
You think you've got it figured out, but I've got 2 kids that are part of the future of mountain biking.This thread was at first mildly depressing. Until you high net worth, fancy car driving, motherfuckers came on here whingeing and crying. I may not have much net worth compared to the ///Monocle crowd but I have bikes and no kids so I actually have time to ride them. Whose making bad decisions now?
Perhaps quality of life > net worth?
PS my girl wants kids, as most do (fuck you biology), so I'm on the countdown timer to the point when I can no longer delay the inevitable. I think I should get a secret vasectomy and when we can't have kids just tell her "The doctor says I'm fine. It must be you".
dental school for two is going to be tough.....
110% agree.
I should be having much more fun.
but lately I'm not enjoying too much of anything.
You have me confused with toshi
They're going to be luddites like me... I'll probably still have 26" wheeled bikes by the time they're old enough
Bad premise... honesty works better...This thread was at first mildly depressing. Until you high net worth, fancy car driving, motherfuckers came on here whingeing and crying. I may not have much net worth compared to the ///Monocle crowd but I have bikes and no kids so I actually have time to ride them. Whose making bad decisions now?
Perhaps quality of life > net worth?
PS my girl wants kids, as most do (fuck you biology), so I'm on the countdown timer to the point when I can no longer delay the inevitable. I think I should get a secret vasectomy and when we can't have kids just tell her "The doctor says I'm fine. It must be you".
I just coasted along, saving money since pre-puberty days, stayed away from purchases on credit. I have been astounded since retiring to discover what my financial picture actually is (as for all of us, for the moment...).
Note no crying from me with regard to net worth. Just regarding my time-wasting Volvo.
Haven't you heard. E-bikes are the future of mountain biking!!
You do realize you're talking to someone that only owns 26" mountain bikes right
Wouldn't matter if you were.
Hero mustache muffles all noise..... You are the silent masses!
I-80 through Iowa and Nebraska? If only someone could have warned you.
Toshi should consider a road trip through Kansas.
Just to resurrect for fun. According to Bloomberg, nobody here is rich (except maybe JBP, just because when money has compounded that long...). Millennials think they will get rich and in a relatively quick time frame. Gen-X'ers are somewhat pessimistic. And Boomers have just acknowledged futility at this point.
There is a very large gap between plans/hopes and reality for the younger end of the age scale. That's kinda scary when you think about the fact that our safety nets are being ripped out by the Boomers.
How Much Money Do You Need to Be Wealthy in America? https://www.bloomberg.com/news/articles/2019-05-13/how-much-money-do-you-need-to-be-wealthy-in-america
There is a very large gap between plans/hopes and reality for the younger end of the age scale. That's kinda scary when you think about the fact that our safety nets are being ripped out by the Boomers.
How Much Money Do You Need to Be Wealthy in America? https://www.bloomberg.com/news/articles/2019-05-13/how-much-money-do-you-need-to-be-wealthy-in-america
I have a binary criteria for wealth.
Either you have to actual work/punch a clock/do the 9-5 to make a living (doesnt matter what your salary/position is, store clerk, doctor, C-level all have to sell their time for food/shelter); or you dont.
"Wealthy" are only those of the 2nd kind.
I happen to believe it's fairly binary myself, though I've heard it as you either
a: Punch the clock to make money
or;
b: You have people punch the clock to make money for you.