Aloha Thursday, Muchachos
- Thread starter rideit
- Start date
Morning Monkeys.
The neighbors dog is a huge buzz kill. The wife who is home all day sticks it outside where it whines, for hours. I feel like putting in a gate so it can hang out in the heated shed.
The neighbors dog is a huge buzz kill. The wife who is home all day sticks it outside where it whines, for hours. I feel like putting in a gate so it can hang out in the heated shed.
Don't forget to update the lens firmware as well.
Baja 1000 starts today. Motos on course now, the car and truck classes go off the line in about a half an hour. Guess there goes my productivity for the day...
slept in until 7 am , sipping expresso and doing two weeks of trip laundry. Later we will go to the barn and clean out the horse trailer and dump the waste tanks of the camper at the barns dump station. The Dogs are loving being home and having the back yard to run around like idiots chasing each other at will after 16 days of good behavior in the camper.
Witty titles > Wingdings
Why not both?
>>> wit wit wit <<<
^^^ tautology
not really, but I get your gist
before calling a plumber, take a wrench to each fitting. Big temp swings this past week, just check that it's not a simple fix first.
This is why our water heater is in the crawl space. If I can't see it, there isn't a problem!
^ sick shoes
So, once in a lifetime trip, so we rented a Bentley. At least that's what they told us. Bentley quality has gone WAAY down, IMO.
I think that the average quality of cars is higher, so ‘luxury’ cars don’t stand out so much anymore. It’s basically just like a nice Audi, right? (Even looks like one).
Edit: Ah ha, just noticed the badge. Point still stands though. Why on earth though?
pretty sure that was actually designed as the poor man's bentley
I hope actually you rented that weird blue (better by basically every measure) thing next to it…
Nope wifey wasn't hip to the awesomeness of a Jet Black Chrysler 300, but now she knows! The accelleration of a PT cruiser!
But it was $40 a day, peak season in Hawaii. So that rules. And a bike fits in the trunk.
Or more than a few Westy babies.
But it was $40 a day, peak season in Hawaii. So that rules. And a bike fits in the trunk.
Or more than a few Westy babies.
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Yep, but Sigma needs it too.
Yes, but like, $$$$ to rent, and little charging infrastructure.
Today's head against the wall: conversation with plow driver.
Me: Mathematically it is not possible for you to retire at 60
Driver: I don't agree with you.
Me: You don't get Social Security. The only acct you have, which is effectively your replacement for SS, doesn't have enough and doesn't get enough annually to outpace the amount your SS would be.
Driver: I disagree that it's the same as my SS.
Me: You can, but you're incorrect. You need to save more money into the other account you have available if you want to retire anytime before 70.
Driver: I still disagree and don't think you know what your talking about.
Me: Given I deal with this exact situation 20yrs in the future of this conversation on a regular basis, I know I am correct. You can disagree, but I am correct.
Driver: So how is this invested?
Me: We invest it for you.
Driver: Who chose that?
Me: You did. Via the website 3 years ago.
Driver: I didn't mean to do that. I want my money back.
Me: Before making that selection, you were in a cash fund that made 1.5% over the whole time period. Your RoR over the same period has been 85%. If the transaction was erroneous, we undo the entire transaction.
Driver: But that's my money.
Me: Not if the transaction was erroneous and we're refunding fees because of the erroneous transaction. We move you back to your original position and RoR accordingly.
Driver: I don't think you know what you're doing. I want to manage my own money!
Me: Great. Click this button on the website and it's all yours. My original statement still stands. It's mathematically impossible for you to retire at 60. You need an annual 55% RoR for 20 years to assume you will be able to hit you current income. That doesn't account for lifestyle creep. Good luck.
Me: Mathematically it is not possible for you to retire at 60
Driver: I don't agree with you.
Me: You don't get Social Security. The only acct you have, which is effectively your replacement for SS, doesn't have enough and doesn't get enough annually to outpace the amount your SS would be.
Driver: I disagree that it's the same as my SS.
Me: You can, but you're incorrect. You need to save more money into the other account you have available if you want to retire anytime before 70.
Driver: I still disagree and don't think you know what your talking about.
Me: Given I deal with this exact situation 20yrs in the future of this conversation on a regular basis, I know I am correct. You can disagree, but I am correct.
Driver: So how is this invested?
Me: We invest it for you.
Driver: Who chose that?
Me: You did. Via the website 3 years ago.
Driver: I didn't mean to do that. I want my money back.
Me: Before making that selection, you were in a cash fund that made 1.5% over the whole time period. Your RoR over the same period has been 85%. If the transaction was erroneous, we undo the entire transaction.
Driver: But that's my money.
Me: Not if the transaction was erroneous and we're refunding fees because of the erroneous transaction. We move you back to your original position and RoR accordingly.
Driver: I don't think you know what you're doing. I want to manage my own money!
Me: Great. Click this button on the website and it's all yours. My original statement still stands. It's mathematically impossible for you to retire at 60. You need an annual 55% RoR for 20 years to assume you will be able to hit you current income. That doesn't account for lifestyle creep. Good luck.
Perhaps he plans to die at 65?
im drawn to the ugliest colors possible...
Odds the plow driver will remember this conversation when he's 80 and broke = 0%
He'll just blame Mexicans and attend a book burning to celebrate Trump Jr's 4 inauguration instead.
i would have clocked him with the keyboard...Perhaps he plans to die at 65?
Brawndo. With electrolytes. What plants crave ™.
He is probably currently opening a robin hood account and going Yolo on Squid game crypto
he's also assuming it will continue long enough for him to be employed as a plow driver until retirement.
I fucking hate plumbing repairs.
