[N8 v2.0]

We don't need lawsuit reform to get health care costs down. All we need is a cafeteria style plan with high deductibles that doctors can choose from for their malpractice insurance. Or we could make it legal for them to simply go without it. All insurance does is take away the doctor's incentive to do a good job. We need to start making doctors responsible for their own malpractice.

In effect they already are. Dr's have to buy insurance which priced to them on based risk just like every other kind of insurance. If you are a bad risk then you will have to pay through the nose or you won't get insurance at all.

 

[Silver]

I was joking. That's currently what the patients have to do. For the record, that's not a good idea.

One question about those caps. If lawsuits are the reason, why are my premiums in California (just for my wife and I) on a regular ol' HMO plan $550 a month?

California's had a damage cap for years.

Insurance companies and drug companies might be worth looking at...