I'm looking for a new credit card, the one I have is a student credit card with like a 2000% APR. Anyone know what I should look into? I've heard good things about AMEX cards, but not everyone takes them.
Suggestions?
Suggestions?
Anyone have a good Credit Card with a Low APR?
- Thread starter BigMike
- Start date
I had a card with a 19ish% APR, had it for a couple of years. Anyway I also had a couple of other cards with lower APRs so I figured I'd cancel it. When I called up to do so, they were all desperate not to loose me as a customer and offered to lower the APR not once but twice down to 12.5%. I still cancelled but this seems like a good way to take a good cut out of your existing card.
This is in the UK BTW.
This is in the UK BTW.
If you're worried about APR, you shouldn't be looking at AMEX. AMEX is a charge card, not a credit card. AS in, you have to pay the balance off each month. I believe "Blue" is the AMEX credit card.
Try bankrate.com. There is a lot of good info there and a rate comparison between various cards.
Capital one, MBNA and CITI usually have good deals. SouthTrust as some good deals on fixed rate cards.
AMEX is not a credit card and the total is due every month. There is an annual fee.
Capital one, MBNA and CITI usually have good deals. SouthTrust as some good deals on fixed rate cards.
AMEX is not a credit card and the total is due every month. There is an annual fee.
Used to be the case - not so much anymore. Amex offers a number of options. Revolving credit with no annual fee is available.DRB said:
I don't even know what the APR is on my credit cards.............. except the one that is 0%. I can remember that one.
Good point. There interest rate is murder though and I wouldn't suggest using it has a credit card.SkaredShtles said:Used to be the case - not so much anymore. Amex offers a number of options. Revolving credit with no annual fee is available.
I don't even know what the APR is on my credit cards.............. except the one that is 0%. I can remember that one.
Could be. As I said, I don't even know what it is....................DRB said:
Yeah... there are NO good credit cards.
I disagree. IMO all credit cards are good.Serial Midget said:
sorry I can't help with this one, I am so anti-credit cards it's not funny
Why? They'll give you FREE money for 30 days! Best deal around.Konabumm said:
I have a debit card that pays me .5% on every purchase and refunds ALL atm fees for withdraws.
I said no to credit cards 3 years ago and have been quite happy since.
I said no to credit cards 3 years ago and have been quite happy since.
I've got a credit card that lets me earn interest for 30 days on *their* money and pays me 2% back on purchases!jimmydean said:
What are these "withdrawls" you speak of?
SkaredShtles said:
