ya, i'll blame it on whoever showed me chainlove. i've bought two pairs of shorts in the last two days.
they were 90% off! it's not my fault i can't resist a deal.
they were 90% off! it's not my fault i can't resist a deal.
dammit, can i blame this on someone else?
- Thread starter Al C. Oholic
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- angus fell for troll
i bought a second pair of goggles and those nema shorts...plus the ski goggles i just bought.
waiting for a halfway decent jacket to show up...
waiting for a halfway decent jacket to show up...
got a pair of jett gears and some sonbrios, 30 and 10 bucks, respectively. i need to lock up my debit card.
dammit i have the number memorized.
dammit i have the number memorized.
Debit cards are for suckers. 
care to explain that one?Debit cards are for suckers.
Same thing as a credit card except you don't get a 30-day loan on the money.
prepare for non stop spam from huck n roll
they're best for those that can't be trusted with other people's money. i can't even be trusted with my OWN money, so a credit card is just begging for credit score failure.Debit cards are for suckers.
Yea I bought a pair of shorts. Chainlove made me do it... We'll see how that hold up in court
they had a 400 dollar jacket on SaC earlier that got converted 96% off to 40 dollars. They sold all of them in less than a minute.
There was also a set of ski boots on tramshock that dropped 99% from like 570 to 29$. I couldn't even reload the website to see them before they were gone.
There was also a set of ski boots on tramshock that dropped 99% from like 570 to 29$. I couldn't even reload the website to see them before they were gone.
why do I need a 30 day loan on the money? I got plenty of cash sitting in my checking account. I pay for goods right now w/ the debit card.Same thing as a credit card except you don't get a 30-day loan on the money.
The YOU, sir, are the sucker. It's free money.
I think you pegged the 'tard meter. Free how? With a debit card, you pay right now with no interest. With a credit card, you pay within 30 days with no interest. NO DIFFERENCE. You sure didn't get anything for free by waiting 3 weeks to pay for your goods.The YOU, sir, are the sucker. It's free money.
Time value of money. You can buy what you want on chainlove now, then spend the rest of your money on hookers and blow for a month. As long as you pay off your credit card at the end of the month, say, by selling a kidney, everyone wins.
Can't do that with a debit card.
Can't do that with a debit card.
Well, maybe it's just me, but I'd just as soon pay right now and be done with it. But that might be because I'm pulling in $57 an hour. Luckily for me, money is not an issue.
builds credit i guess...
I'm guessing it's not in accounting, finance, engineering, or subtlety.
Actually, I'm a subtle financial accounting engineer. But that might have escaped you since you're outwitted by rodents. And I'm a rat if nothing else.
I'm in the 850 club so that's not a consideration.
I'd always heard gay for pay was pretty lucrative, guess I heard right.
So... at what time period WOULD you take free money? If the credit card company gave you a 5 year grace period would you take it?
Credit card = points
Debit card = way fewer points...
No-brainer? Gets me a free flight every few years...
You could always pay off your credit card the next day or later that week as a precaution. I have a credit card from the same institution as my checking acc't, so the balance shows up on my online bank screen. Checking acc't balance - credit card balance = what's left. Easy enough, even for a non-financial-accounting engineer...
Debit card = way fewer points...
No-brainer? Gets me a free flight every few years...
You could always pay off your credit card the next day or later that week as a precaution. I have a credit card from the same institution as my checking acc't, so the balance shows up on my online bank screen. Checking acc't balance - credit card balance = what's left. Easy enough, even for a non-financial-accounting engineer...
Not unless I needed cash on hand or it was a large (>$2K) purchase. I just prefer to pay now and be done with it. No need to think about it any more if it's paid.So... at what time period WOULD you take free money? If the credit card company gave you a 5 year grace period would you take it?
There's this guy at the bus station, tho, that is offering me free money.. Not sure what's up with that...
You're either dumber than a rock or you're being disingenuous.
With a large purchase, I can put the money in a CD or money market account where it will work for me over the 5 years you quoted. For a $50 tire, it makes no difference if I pay now with a debit card or in 5 years with a credit card. You're fooling yourself if you think you're getting something for free by charging a purchase and paying a few weeks later. Your money earned nothing for you in those 3 weeks, except maybe feeding your delusion that you have $75 in your checking account rather than $25.You're either dumber than a rock or you're being disingenuous.
You think you got it bad...Jenson USA is moving around the corner from my house.....
the free flight every couple years would be pretty badass. can i buy my in-flight champagne with credit card miles?
Well, since you have over 30,000 posts and I have about 115, I'm sure you're right and I'm wrong. But if I'm dumber than a rock, why is my house paid off and you're still charging sh!t on your credit card? I must be doing something right. I mean, besides your sister.Ok.
Dumber than a rock, then.
^^^here, i think this belongs to you...
A fine effort, my good man... but may I refer you to the H8R head gasket thread?Well, since you have over 30,000 posts and I have about 115, I'm sure you're right and I'm wrong. But if I'm dumber than a rock, why is my house paid off and you're still charging sh!t on your credit card? I must be doing something right. I mean, besides your sister.
Why? Does your sister need some special head gaskets when I plow her garden? She didn't mention that.A fine effort, my good man... but may I refer you to the H8R head gasket thread?
^^^don't make me say it again, I will Pull This Thread Over!
Dude - don't gark your own thread just 'cause Angus is an admitted dolt. 
I wonder if he takes credit?
SS.... I will agree about using a regular Credit card... But for absolutely different reason
Free money on a credit card? No, you have to pay it back. Whats the point of extending it if you already have the cash now? It isnt free, if you forget to pay, or your payment shows up late its now then costing more. Obviously if your card has points, then it can add up over time, but really for 40 bucks on the cc, your not making much.
Here is my reason to use a regular CC for purchases..... Its easier to get your money back should something go wrong.... IE like me ordering a shock from MArzocchi, which later they even told me they were defective out of the box, yet there was nothing they could do.......Well My CC company sure was able to do something.
I think over the last year I moved probably 3K across my CC that gets me 2% cash back, and I gotta say, while paying it off in full at the end of the month, I have ogtten one hell of alot less than 2% back, yet when they do the math it adds up to what it should be. CC companies are alot sneakier than anyone will ever belive, use a CC and pay it to build credit... good.... use it to protect your purchase..... good... use it in an emergency when you are short on cash....Good.... Use it ecause you think that by using it and paying it off at the end of the month gets you free money.... Retarded
Free money on a credit card? No, you have to pay it back. Whats the point of extending it if you already have the cash now? It isnt free, if you forget to pay, or your payment shows up late its now then costing more. Obviously if your card has points, then it can add up over time, but really for 40 bucks on the cc, your not making much.
Here is my reason to use a regular CC for purchases..... Its easier to get your money back should something go wrong.... IE like me ordering a shock from MArzocchi, which later they even told me they were defective out of the box, yet there was nothing they could do.......Well My CC company sure was able to do something.
I think over the last year I moved probably 3K across my CC that gets me 2% cash back, and I gotta say, while paying it off in full at the end of the month, I have ogtten one hell of alot less than 2% back, yet when they do the math it adds up to what it should be. CC companies are alot sneakier than anyone will ever belive, use a CC and pay it to build credit... good.... use it to protect your purchase..... good... use it in an emergency when you are short on cash....Good.... Use it ecause you think that by using it and paying it off at the end of the month gets you free money.... Retarded
I think you are just trying to say.....Dude - don't gark your own thread just 'cause Angus is an admitted dolt.
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