This morning I was up early for a real easy 4 mile jog, which felt nice. I saw this so I went and read yesterday's GMT. That really focking sucks, man. What a pisser. I'm really sorry to hear it. Good luck with trying to recover it.
You've got to be f*in kidding me. See if they'll give you a piece level rebuild quote. That should mark up the px so that you can get a replacement for less.
hit up local bike shops / pawn shops, give them a picture of the bike and let them know its stolen. Offering a cash reward might help too.
he said $2k deductible
Fuuuuuck. Sorry to hear that. I hope the shop can help you out.
looks like somewhere along the St Lawrence... Possibly between Montreal and Quebec city?I have no idea where I am.
But it's super nice out here.
next time that conversation occurs, ask her why she never wants to go mountain biking with you.
lately my go to is lagavulin. just the right amount of smokiness.On the plus side I'm going to look for a new single malt scotch to take to party, sharing is a drag but I'll get my fill as I am not driving.
So your shitty situation got me thinking about coverage. I'm going to call my agent today and discuss. I mean, any bike being lifted would suck, but having such a high deductible wouldn't help un-suck things.
Doesn't help for this situation, but full replacement value coverage will add little cost to your homeowners insurance in the future.
I appreciate the offer Toshi but I could never take you up on that. I will however gladly ride with you while you are on your new bike when you return however.
The security team is pulling footage for me, now HR just has to release it. There are several cameras along the route he chose to take out of the facility, so there's that. Provided I am not legally prohibited from doing so I fully intend to disperse that footage to anyone who will host it, if not for the purposes of getting my bike back (probably a lost cause at this point), but more just out of pure spite. I am not above retribution.
You and me both. I'm guessing filing a claim will most certainly impact my rates, swapping to a lower deductible plan even moreso.
having footage will come well in handy if/when the thief is caught. start calling HR, tell them you need to provide it to the police. put some pressure on them.
Heh. Colorado, dude. Yeti's are probably only slightly less common than Santa Cruz.
when it comes to stolen bikes.
About 9 years since I camped and rode in Bear Brook, I remember some fun trails in that area, Little Massabesic too.
Dude, that sucks so bad.
Right.
dude. he said the deductible is $2k. he didn't say (at least not that i've seen) how much his insurance would cover for replacement. obviously the custom part price quote is gonna be higher.
If insurance cuts him a check for $5,500, he's down $1,000 (-$4,500 originally paid, -$2,000 deductible, + $5,500 ins check = -$1,000 net)
Sesame Street style:
The shop will just see it as the ability to sell another bike. Tim saves $1000, they sell another bike. Any good shop would do that, especially if they know you will be replacing your bike through them.
oh ok, i didn't know we were accounting for insurance fraud here. thanks for clarifying.
Most aren't going to look into whether you can buy the bike built that way. They're going to look at what the bike shop tells them it will cost to replace.
It all depends on how nice/cool they are about it. From a strictly moral standpoint, splitting the extra would be the most fair to both parties, as the shop would have already helped Tim by redoing the quote at a part level (borderline fraudish), and in turn Tim is giving them money (again) by buying the bike there. Additionally, the shop already got paid in full for 1 bike already.
