Hey, same as mine and my car payment!My lack of mortgage is at 0%
***FTS GMT Monday***
- Thread starter Pesqueeb
- Start date
y u all hate leverage at good rates wrt inflationHey, same as mine and my car payment!
Aircraft pressurized and the window didn't blow out, so that's good I guess. Time to find green chili and GTFO.
Sorry about the dog @Adventurous. You guys are awesome for what you did for it
Sorry about the dog @Adventurous. You guys are awesome for what you did for it
hang in there @Adventurous; we'll celebrate your bday on a certain porch next tome you're here @Full Trucker
went in to work for the morning while wifey did the same. home for lunch and to bring her home; headed back in for board meeting later this afternoon.
went in to work for the morning while wifey did the same. home for lunch and to bring her home; headed back in for board meeting later this afternoon.
Car payment free since 2007.Hey, same as mine and my car payment!
I don't hate it. I just don't care about it.
Leverage is good, when you have the capital to back it up.Car payment free since 2007.
I don't hate it. I just don't care about it.
Our mtge is 2.5%. The money that would theoretically be used to pay it down proactively was put into a HSA with a greater yield and a fixed fund with an even higher yield, but some volatility risk. Once you have 1yr+ of buffer, then investing the rest long-term is just wise. The growth on money that would have been used to pay off my mortgage quicker is instead paying for over half of the new tankless water heater. 25% RoR vs. 2.5% is pretty good math. Sure, it took a shit for a while there, but I have 1yr+ of capital, so the risk is somewhat inconsequential. But it's all about having the capital to back it up.
Leverage without capital to back it up? Time bomb. Expensive leverage? Time bomb.
You're right about all this stuff.
Still don't care.
No debt = good (for me).
Now you'll have to excuse me, as I have to go make some appointments with roofing companies...
The solar company is supposed to be here taking panels off right now. The roof is getting replaced Friday. They are not here. I don't need this stress in my life.You're right about all this stuff.
Still don't care.
No debt = good (for me).
Now you'll have to excuse me, as I have to go make some appointments with roofing companies...
Fire them and get someone else to do it. It can't be rocket science to remove the panels.
We're going to go with stone-coated steel this time around. I have absolutely no delusions that the hail we had last year is going to be an isolated event going forward.
When Carl comes into the office, we always get tacos. Apparently they don't have tacos like this in Silverton. I told him they didn't have Mexicans in Silverton, either.
Hold the fuck on, you didn't get the promotion again? And you still work there? I commend your ability to not burn that place down. . . JFC.Here. Decided the tankless is long-term the better investment, so sent confirm email. Hoping for install tomorrow.
Colleague that got the promotion over me said they had their first "lead" meeting and he was the youngest by 20yrs. It was pretty clear that the promotion was the solution for the raise issue they had around him because the conversation was largely based on the assumption that you already knew company structure and management. During our team meeting last week he couldn't explain some changes to our analytics software (human capital assumptions in Modern Portfolio Theory), so I ended up having to step in to answer everybody's questions. The "we fucked up" look on my boss's face just got worse because right before our call, I told him that the other group gave me an assumed mid-May timeline. He's going to lose arguably one of the most senior people in the entire department and there isn't a fucking thing he can do about it. Amusingly, I got an email from his boss this morning asking how things were going and if there was anything he could help me with.
HBD @Full Trucker
Sorry @Adventurous
Why is Mission Square not bring in one of their CFPs? And have, you know, an actual financial professional do financial education. Not to hate, but some of the things you've done in the past have made me scratch my head.
I mean, they're constantly producing direct current, but yea just go for it stoney!
0.2 DC amps are lethal, the average single 200-watt panel puts out at least 12.0 amps, so yeah, it's not a job for mental midgets.
Front wheel seems to finally holding air, guess throwing more sealant is the way. Rear wheel is still holding air raw dog.
Liability, plus it needs to be reinstalled. They shows up about 20min ago.
Level 3 asphalt.We're going to go with stone-coated steel this time around. I have absolutely no delusions that the hail we had last year is going to be an isolated event going forward.
This is how Stoney gets dead.
Quick summary, I didn't get the promotion. Immediately applied for a CFP position in a different silo (retail HNW vs. govt employer). Their Private Client group said no because I haven't been actively using my CFP and they want the active practice. They instead had me interview with their Sr. Director for the level down - Wealth Mgmt. Same role, just smaller acct balances (still large). Turns out they interviewed me for a job that doesn't even exist yet, so when it gets approved, it's mine. They've told me not to schedule my meetings out past May 15th.
So yeah. That's where I'm at. My boss is looking at the dust behind me, even though it haven't left yet. My colleague that knows is already opening up his calendar expecting to get crushed with meetings from unhappy high dollar clients. My boss's boss has finally realized that I account for almost half of our team's business retention and one third of our new business, even though I make up ~20% of our meetings (4 person team).
The other group is completely separate from my current group. They aren't even in the same wealth & investment management management hierarchy until the C-levels. So yeah.
my granny used to say...... shit or get off the pot. sounds like they did neither now are about to deal with the real shit.
I will say of all the shit this weekend, it was Grocery Outlet that won 4/20 with the $.99 munchies.
"eat or bake"
I told my wife I had never seen that before. Not that I've ever cared, I've eaten raw cookie dough forever.
Day from hell, I work with clueless morons and the CEO won't let me fire them before they cause more damage his words " just give them a written warning" 
Seriously, I laughed when I saw them, then my wife gave me shit for not buying them. Then I had them and they are surprisingly good.
The Lucky Charms waffle mix I got was awesome, but it's a cup of cereal. This is just the marshmallows. They do stick, so parchment paper is ideal.
threaten to quit.Day from hell, I work with clueless morons and the CEO won't let me fire them before they cause more damage his words " just give them a written warning"
Currently sitting in my tent waiting for the sun to set. Going to get down to the upper 30s tonight. Brrrrr
But .2Amps cannot pass through your body without significant voltage, panels are not inductive devices so they aren't going to spike voltage when contact is broken. An average car battery is significantly more dangerous.
However Stony did go to the ER after drilling into a wall and shocking himself, so he clearly would find a way and should not try it himself.