Let me get this straight. You and your wife voluntarily let the government keep $8000 of your money? That's $615/month. Couldn't you just stick it in a money market account & earn 2-3% at least? Control, man, control.hooples3 said:i claim zero dependants and with some creative tax maneuvers i usually get about $4500 back. My wife gets about $3500 back. we would never have saved that if we didnt do it this way.. it would have been spent. this year it should be even more with the house we bought!!