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Got to love banks

Discussion in 'The Lounge' started by daisycutter, Aug 19, 2010.

  1. daisycutter

    daisycutter Turbo Monkey

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    Got to love banks. They want to give you 1 percent on your savings and charge you 13 percent for a personal loan.:thumb:

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    Variable Rate: 12.9% APR
    What is the a Loan Account? It's responsible borrowing, made simple:
    No annual or monthly fee
    No minimum withdrawal
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    No interest accrues until you draw from your line
     

    Please register to disable this ad.

  2. Pesqueeb

    Pesqueeb bicycle in airplane hangar

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    I had to get a new debit card yesterday. For some reason the magnetic strip seems to wear out almost quarterly. Yesterday my bank told me a replacement card is now 5 bucks a pop. Bullsh*t. All this after the motorcycle loan fiasco makes me want to start shooting bankers.
     
  3. Heidi

    Heidi Der hund ist laut und braun

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    Seriously? Wow.
     
  4. Colonel Angus

    Colonel Angus Monkey

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    That sucks.

    I used to have that problem - the magnetic strip wore out real fast. Then I started keeping the card in the little Tyvek paper holder it came in, and kept it in a solo slot in my wallet. Current card is 3 years old and going strong. YMMV
     
  5. SkaredShtles

    SkaredShtles I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!

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    They only tell that to customers they want to dump. :D
     
  6. jonKranked

    jonKranked Press Button, Receive Stupid

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    hey squeeb if you want a tyvek sleeve lemme know i'll make you one
     
  7. Pesqueeb

    Pesqueeb bicycle in airplane hangar

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    That might be true, if they didn't hold my mortgage I'd already be gone. Wonder if anyone is offering lower than 4.375 on a 30 year right now?

    Yea man that would be awesome, my debit card literally does not last more than 3 months before it has problems scanning.
     
  8. SkaredShtles

    SkaredShtles I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!

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    Call a mortgage broker.
    WTF are you doing using a debit card? USE A CREDIT CARD, n00B!! :p
     
  9. IH8Rice

    IH8Rice I'm Mr. Negative! I Fail!

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    Mr Moneybags huh? big spenda
     
  10. ebarker9

    ebarker9 Monkey

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    I was pretty impressed when a representative from Chase called about recent changes in the regulations concerning overdraft protection. I already knew that if I didn't do anything, I would lose the wonderful "convenience" of being charged a $30-$40 fee if I tried to withdraw more funds than I had available in my checking account (which I never have and never will do). So I asked "what if I don't make a selection?" to which she replied, quite flustered "well, the THE GOVERNMENT will choose for you" :rolleyes:
     
  11. Pesqueeb

    Pesqueeb bicycle in airplane hangar

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    Why? serious question.

    Hardly. I just never carry cash. I literally use it for every purchase. Maybe my ass is magnetic. :confused:
     
  12. Mr Jones

    Mr Jones Turbo Monkey

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    I took some clear high quality packing tape and layered the mag strip as well as the signature block, which says "see I.D." Hasn't hindered functionality at all. Card has seen 4 years of service and is getting ready to expire in 3 months.
     
  13. IH8Rice

    IH8Rice I'm Mr. Negative! I Fail!

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    im just joking. i never carry cash either. my card's stripes dont last long either...usually one every year.
     
  14. SkaredShtles

    SkaredShtles I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!

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    They let you borrow their money for 30-ish days... and if you're wise they'll PAY you for the privilege...
     
  15. TN

    TN Hey baby, want a hot dog?

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    yeah banks suck. so do credit unions.
    I was depositing a check the other day made out to "collin" instead of "fred" (I go by Collin but Fred is my first name) & the teller gives me lip about having my middle name on the check instead (the acct is under "Fred Collin") & didn't want to DEPOSIT my check....what kinda fraud could i have been trying to commit?
    The heifer was like your acct. needs to be noted that you go both of your names....I said "well make a note of it then!!!". ...& she did. :rofl:
     
  16. Nick

    Nick My name is Nick

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    behind you, don't wait up.
    Your name is Fred?
    What does TN stand for?
     
  17. SkaredShtles

    SkaredShtles I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!

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    He's from TN.
     
  18. TN

    TN Hey baby, want a hot dog?

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    I go by Collin unless you are my doctor, insurance agent, etc...
    username used to be TN_Fred...then I abbreviated it to TN.
     
  19. loco-gringo

    loco-gringo Crusading Clamp Monkey

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    Can we call you TN_Collin???
     
  20. SkaredShtles

    SkaredShtles I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!

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    I think WI_Fred would be better. Or how about Former_TN_Collin_Now_WI_Fred?
     
  21. daisycutter

    daisycutter Turbo Monkey

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    My 2 year old sons name is Fredrick ie Fred
     
  22. stoney

    stoney Part of the unwashed, middle-American horde

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    last year I spent 11 days in tahiti, this year I spent 10
    days in cancun for vacation. I paid for flights, and food. I did nothig other than put all of my purchases on my starwood Amex.

    If you only spend what you normally would, there are no risks of overage fees, and you can keep your cash in savings generating interest.
    Just pif every month, and accrue a isht load of points.
     
  23. TN

    TN Hey baby, want a hot dog?

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    family name?
    me, just fred & yes it is a family name.
     
  24. mattmatt86

    mattmatt86 Turbo Monkey

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    I got 4 different people 3.99% for a 30 year mortgage last week.
     
  25. Serial Midget

    Serial Midget Al Bundy

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    I have no need for money or banks, businesses give me things because its a privilege for me to consume their products. I'm that beautiful.