Wifey is mind boggled when I say that I'm planning around us being done working in ~15 years - max. She just can't rationalize being done for good at 57-ish. The mom worked until 70, her had 71, my parents into early 60's. I just don't have that kind of tolerance. I like what I do, I just hate doing it.
@)(*&!@)(&* Happy Monday you dorks )@(*!@)(*!@
- Thread starter Sandwich
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We kinda cheat and use 0% stuff. I could buy a lot of stuff outright, but why when I can keep it invested and use someone else's money for free?
If we ever got to the point that we HAVE to use debt and pay for it, we'll probably do a proper loan from MIL. If mkt rate is 4%, we'll just pay her, since it's so hard to get that from the investment side, and we're just paying the trust.
Two things hit me this morning:
1. I hate moving. So much stuff, I wish it was practical to get rid of it all and start over.
2. I can't believe I have to work another 30+ years. I feel like I gave it my best and am already done.
And for us... NOT FOR LONG.You know... this is a great quote.
i was actually having a conversation over the weekend about how i'm already getting to the point i'm starting to prefer paying someone else to do certain projects instead of doing them myself. yes it'll cost more, but i'd rather have the leisure time.
edit: example - we tacked on having our master closet redone as well as a bunch of extra painting onto the bathroom remodel. sure, we *could* have done it, but we already had the contractors out doing work, so w/e.
I'm on a 10-year wind down plan to stop working full time, unless I'm super stoked on whatever I'm doing then.
Also only carrying mortgage debt right now.
Haven't we ever had a monkey finance thread? it seems like we should have one of those.
Also only carrying mortgage debt right now.
Haven't we ever had a monkey finance thread? it seems like we should have one of those.
yea but aren't you almost 50? i'm still south of 40.
Aren't you kinda old to be realizing this now?
Almost? Nick's like 64 or some shit...
i'm not about to ///Drywall my ///Kitchen like some peopleAren't you kinda old to be realizing this now?
AARP monkey dot comAlmost? Nick's like 64 or some shit...
listen scooter everything is a contest on the internet52.
And good for you, champ, but it's not a contest.
Some day @stoney will come to this realization. But until then he will play carpenter and contractor.
/me honestly probably shouldn't mow the lawns at my marginal rate
There's a difference between expensive but easy and cheap but time consuming. We're at that point where our time costs more than the cost of paying someone to do the project.
I'm not going to repair the ///deck stairs or xeriscape the yard. Electrical work? I have a few things that need to be done, but those will be farmed out. The drywall in the girl's basement playroom? Same thing. I doubt I'm doing the backsplash, but the drywall needed to be demoed and installed before the counters can go in. I'll probably finish up the baseboards then we'll have someone paint them and some other stuff.
But I'm largely done with stuff.
I am 4 years into my 10 year plan. Will still be working in 6 years just not for anyone but myself. Using larger income from current job to fund tools needed for self employment. Seems to be working so far.
Work is looking for someone to fill a 6 month temporary assignment in Helena MT. Anyone familiar with the area?
I am on my last 4 years...been working since I was 12 calling it quits at 69I can't believe I have to work another 30+ years. I feel like I gave it my best and am already done.
Damn good fishing and backpacking in the area. Probably good riding too.
Heh......
Do it.
second.
I still don't understand why you're still working. Just retire. Or at least go to 67 for FRA if you don't want to have an income impact from retirement until pulling Social Security. 65 is most people's magic number because of Medicare.
Sounds like someone is gonna have lots of time to ride bikes soon!
6 months? No-brainer. Montana is really nice.
There's about 50 years of your life you'll never get back.
Quoted for posterity / hilarity /poo flinging...
I LOVE Helena.
More economic diversity than BZN [read: the poors can still afford to live there]
And it has the best 'in town' biking / longest biking season.
I gather you're misanthropic but it has most of the good things a town needs: hot springs, decent restaurants, brew pubs, art, music...
And it's centrally located to most of the 'goods' in Western MT re: hiking / biking.
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Yes and yes to SS
This job has virtually no stress and is easy as hell. Ruth is going to retire at 65. And I QUOTE her " when I quit working you get to quit working". She makes 6x as much as I do so I'm ok with that.
This job has virtually no stress and is easy as hell. Ruth is going to retire at 65. And I QUOTE her " when I quit working you get to quit working". She makes 6x as much as I do so I'm ok with that.
It's just like the "real world" - those with the money get to make the rules.
G'afternoon, fine people of both sides.
Pulled the cracked crabon wheel off the bike yesterday and swapped the original wheel back on there. On post-mortem inspection I found not only the crack from the other day, but another more bigger crack that I can only surmise happened in Moab on Rockstacker. Pretty sure @6thElement witnessed that one happening live... the sound that rear wheel made he was certain I turned the rim into a square. I didn't find anything during a quick trailside inspection, but the bead is definitely smashed. Just happy I was able to ride out that day.
Yeah, gonna get the warranty going for this rim and then definitely sell the wheelset after I build it back up. These things would probably work for someone... but not me.
Pulled the cracked crabon wheel off the bike yesterday and swapped the original wheel back on there. On post-mortem inspection I found not only the crack from the other day, but another more bigger crack that I can only surmise happened in Moab on Rockstacker. Pretty sure @6thElement witnessed that one happening live... the sound that rear wheel made he was certain I turned the rim into a square. I didn't find anything during a quick trailside inspection, but the bead is definitely smashed. Just happy I was able to ride out that day.
Yeah, gonna get the warranty going for this rim and then definitely sell the wheelset after I build it back up. These things would probably work for someone... but not me.
You got an Asian market suggestion near me in Golden? I am on the hunt for exactly those items, coincidentally.
So you're saying I have a chance?
What rims?
Thankfully it stayed roundish for that drop on Jackson's.
@Westy - presumably this would be for the non-winter 6m of the year?? 'Cause... you know - Montana in the winter.
I assume it would start soon so there would be some autumn involved, if such a season exists there.
Time to throw some weight on my back and wander around in the woods for a while.
Total auto type. Either I’m a bot or an ocd trail rat.
Total auto type. Either I’m a bot or an ocd trail rat.
A bottle of that dumped in someone’s hot car could possibly be the best way to ruin someone’s day/year
"Near" Golden? No. But drive down 6th and then head south on Federal to Pacific Ocean Market. About 20 minutes...
Yeah, that's the one I keep not going to because it's out of the way. But it looks like it might be 'near' a trader Joe's?