Get a lawyer.
A few years ago I got divorced, amicably I thought. (Turns out she had a boyfriend for over a year....duh...I had no idea.) Anyway, we didn't get one. We decided what propety and liability (debts) each of us would get, filed the paperwork ourselves, and went our seperate ways.
Two years later I get a collections notice for part of the debt that SHE was supposed to be responsible for. The conversation with the collections agency went like this:
Them, "You owe us $35k".
Me, "No, my ex wife does. She agreed to take on the debt (it was accrued from her education) in our divorce settlement."
Them, "The account is in your name."
Me, "But there is a legal document stating she will be responible for payments."
Them, "She isn't making payments. The account is in your name. The reports to Experian etc. are going against your credit. The lein will be put against your property and income. You are ultimately responsible for payment."
Me, "F#KC!"
Come to find out that they were right. I WAS responsible for it. Wha it comes down to is that spending a few hundered would have saved me $35k.
Get a lawyer.
A few years ago I got divorced, amicably I thought. (Turns out she had a boyfriend for over a year....duh...I had no idea.) Anyway, we didn't get one. We decided what propety and liability (debts) each of us would get, filed the paperwork ourselves, and went our seperate ways.
Two years later I get a collections notice for part of the debt that SHE was supposed to be responsible for. The conversation with the collections agency went like this:
Them, "You owe us $35k".
Me, "No, my ex wife does. She agreed to take on the debt (it was accrued from her education) in our divorce settlement."
Them, "The account is in your name."
Me, "But there is a legal document stating she will be responible for payments."
Them, "She isn't making payments. The account is in your name. The reports to Experian etc. are going against your credit. The lein will be put against your property and income. You are ultimately responsible for payment."
Me, "F#KC!"
Come to find out that they were right. I WAS responsible for it. Wha it comes down to is that spending a few hundered would have saved me $35k.
Get a lawyer.