but better... today i got a letter from Fidelity telling me i could access my account via their website. WTF? i don't have a fidelity account. so after getting my user name and password back i realize it's from an old 401K that i closed over 2 years ago. Because the company i worked for was bought out, there were two 401K accounts and i only closed one...never even realizing there were two separate accounts. $2600 found.