So as is generally the case when one travels overseas, I didn't spend all the Swiss Francs I obtained over there. No big deal right? I can just go to a bank and exchange it back to USD. Nope! You have to have an account at the bank. I asked the stupid bitch WHY IN GOD'S NAME they would possibly need me to have an account to exchange less than $50 worth of Swiss currency. This imbicile whore's reply? "Because if 9/11. The bank made a policy to track foreign currency transactions." Did someone at HSBC suddenly have a stroke of genius, deciding that even though any asshat on the planet can go to any f*cking border crossing or foreign bank and exchange currency, they are going to somehow singlehandedly put a stop to terrorism by requiring me to have an account in order to exchange a small amount of money? WTF? I hate everyone.