My 401k is still through work. No fees. My cfp just tells me what to set the mix at.And mine's 17.5% in a diversified index fund portfolio. Same exposures but no fees related to the tgt date fund. And it would be higher if I was 100% SP500. The fund is being misused. If you are getting recommendations for a personalized portfolio in the 401k, it shouldn't involve a tgt date fund unless it's 100% because you are paying them for advice. That advice should involve alleviating costs when unnecessary - outside mgmt fees for example.
My relatively small fixed income position nuked my total RoR this year (in adtn to the underperforming tgt date fund that I was lazy and in half the year).S&P 500
26.54%
YTD
Don't forget your password[no jinx]
my crypto gambling portfolio
760% MONTH to date
[/no jinx]
I mean, ideally it'll be full-tilt ski days in January.Wondering if you want to ride if you make it up this way.
Replying in the correct day thread. Previous few days have been full on blow into Kansas winds, today was breezy but much better.windy as BALLS outside. my gosh.
@6thElement have you guys taken flight up there??
You had credit card balances? At *your* age?!?Now that I am a senior citizen we took a small retirement account that I had and cashed it out penalty free and paid off the credit cards. The money that was paying off the cards and their interest is now invested and earning us money in an account that Ruth's company matches as part of an employee retention plan.
Age does not imply wisdomYou had credit card balances? At *your* age?!?
I mean what do you expect from a guy at *his* age working *two* jobs with no time off.You had credit card balances? At *your* age?!?
Sounds like a case for @jonKrankedWent took Walmart and found a 30 pack of toilet paper for sale, or at least what I thought was for sale, for $11ish.
Wait in the stupid long lineup, because of course only one checkout that can scan beer is open.
Scan the butt wipes and they ring up as $18. I do a double take, look back at the line, and then just say fuck it. I gotta go poop and we are all out at home. Gotta do what ya gotta do.
And that's my excitement for the evening.
You had a $12K credit card balance?!?I think there was only 12k in that particular account. It paid off the credit cards. And with matching funds from Ruth's work it became $ 24,000 so stfu
Ponies don't dance for free.You had a $12K credit card balance?!?
That's a good point. Add in that it's fucking *dressage.*Ponies don't dance for free.
You ride your new bike yet??#FreeBritney
About time that diva was released from 'prison'.
Happy friday yall
Dammit man its trapped in LBS covid part inventory purgatory. Been waiting on a Magura brake line for weeks. They are saying early next week...You ride your new bike yet??
/Things I had when I was a student.You had a $12K credit card balance?!?
Who lets their shit ticket stash actually run out? AmateurI gotta go poop and we are all out at home. Gotta do what ya gotta do.
Wait... are you talkin' about @eric strt6??#FreeBritney
About time that diva was released from 'prison'.
Not commission or loads. Your operating expenses andMy 401k is still through work. No fees. My cfp just tells me what to set the mix at.
I ordered a Reba 26 for Haley. There are none in the US apparently. RockShox next order with any is in February and apparently has 8 being imported into the US (per their system). I ordered it last month to make sure we get it. I'm still not holding my breath.Dammit man its trapped in LBS covid part inventory purgatory. Been waiting on a Magura brake line for weeks. They are saying early next week...
Can't order SRAM or Shimano from Yurp to be delivered to freedumland.I’ve had great luck getting parts from Germany recently. Faster than Australia, which is a little closer…
Wow really? I didn’t know that.Can't order SRAM or Shimano from Yurp to be delivered to freedumland.
I am continually amazed at just how free you guys over in freedom land are. So many great examples like this.Can't order SRAM or Shimano from Yurp to be delivered to freedumland.
Facilitated by some ‘free trade agreement’ no doubt.The rules came from SRAM and Shimano.
I mean, you're not wrong.Who lets their shit ticket stash actually run out? Amateur
/Things I had when I was a student.