Ok, when you're involved in a car accident and you are at fault, you'll likely pay for your mistake to the other party and that is one of the primary reason that people have car insurance. I wonder how is the same situation translates to biking. Let's say that you're riding at your favorite bike park and some hotshot decided to pull a stupid move (like passing you in an unsafe section) resulting in injury and damages to you. Do you have any recourse to get compensated for your damages like in a car accident?