Hello all. I am just getting into mt, biking and I am looking for some help. I want to hear your opinions on what you would feel would be best for me. I am going to be doing alot of urban trail stuff through the city with my wife, but i also want to be capable of hitting some moderatly difficult offraod at times. but yeah more the urban stuff than anything but i will still be trying to climb and jump off stuff even then hopefully. I am going to have about a $400 budgete to start off with and hopefully i can upgrade what needs it when cash allows. So what do i need? I am thinking probabbly a good hardtail twith a front fork with about 4" of travel maybe?