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Personal liability insurance?

Jan 7, 2004
686
0
D.C. area
Anyone else carry some "damage to property of others" coverage with their personal liability insurance? My insurance company said I could not up the dollar amt. of coverage for damage to the property of others on my policy because it's "regulated by the state." I was like, "But what if I trip and fall and knock over a Harley?"

I guess if I broke something on a Harley I'd start running instead of digging for my insurance card.