[BigMike]

So I just worked out all my bills and rent and stuff, and realized...... I don't have enough money to pay it off. What killed me, was my credit card bill that I didn't realize was due yesterday. So I had made no payment, and the amount of money I owed them SKYROCKETED!

Anyone want to rent me for sex?

 

[N8 v2.0]

Do you sell plasma?




My TV is getting kinda low....

 

[BigMike]

Do you sell plasma?




My TV is getting kinda low....

Sure, just send your TV on over here and I'll fill it on up :devil:

 

[bluebug32]

\

Anyone want to rent me for sex?

$1?

I hope you're not my elf j/k

 

[MudGrrl]

Anyone want to rent me for sex?

Heidi Fleiss was lookin' for some studs for her man stable..

 

[McGRP01]

Been there bro....sucks.

 

[TN]

you should just cut up your credit cards right now.

 

[SkaredShtles]

Transfer balance to a card with 0% - before the other credit companies realize you missed your payment.

 

[BigMike]

But its the first time i've ever missed a payment, and i've had the card for almost a year......... thats not TOO bad, right? RIGHT?

 

[SkaredShtles]

But its the first time i've ever missed a payment, and i've had the card for almost a year......... thats not TOO bad, right? RIGHT?

Call them, make a payment over the phone, and plead insanity. As a first offense they *should* cut you some slack. If not, move the balance as soon as possible.

Oh - have them credit you back the late payment fee while you're at it.

 

[LordOpie]

^ agreed.

Been there bro....sucks.

you've, uhh, rented yourself for sex?

 

[DRB]

Call them, make a payment over the phone, and plead insanity. As a first offense they *should* cut you some slack. If not, move the balance as soon as possible.

Oh - have them credit you back the late payment fee while you're at it.

Yeah that nice intro rate goes to a billion% most of the time when you miss a payment. Definately call them and beg mercy or move it pronto.

 

[H8R]

Anyone want to rent me for sex?

There's a horse farm somewhere with an open stall for you. Good luck.

 

[I Are Baboon]

Your credit card company will charge you a late fee, but you can get them to drop that by calling and asking them to. The way credit card companies fight for business, they'll try hard to keep their customers happy.

Missing one payment won't hurt your credit rating. Make a habit out of it and it will. BTW, "almost a year"? A year is nothing in your credit history. String together several good years if you want to develop a good credit score.

 

[Rockland]

I learned some interesting things this past summer, while working to secure my home loan. I've never liked credit cards. I've had only 2 in total I think. Never use them either. If your goal is to improve your credit rating - don't cut up or cancel every credit card (obviously paying off / keeping up needs to happen). Just having the extra lines of credit & history is a good thing. My score was pretty good, but if I had more credit cards it would have been way better. Just a thought.

 

[SkaredShtles]

I learned some interesting things this past summer, while working to secure my home loan. I've never liked credit cards. I've had only 2 in total I think. Never use them either. If your goal is to improve your credit rating - don't cut up or cancel every credit card (obviously paying off / keeping up needs to happen). Just having the extra lines of credit & history is a good thing. My score was pretty good, but if I had more credit cards it would have been way better. Just a thought.

Yup. I learned about that little bit of advice about a year ago. So now instead of cancelling my accounts I don't use I simply put the cards in a lockbox and leave the accounts open.