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Ruh Roh George....... I'm in the hole!

Discussion in 'The Lounge' started by BigMike, Nov 29, 2005.

  1. BigMike

    BigMike BrokenbikeMike

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    So I just worked out all my bills and rent and stuff, and realized...... I don't have enough money to pay it off. What killed me, was my credit card bill that I didn't realize was due yesterday. So I had made no payment, and the amount of money I owed them SKYROCKETED! :(

    Anyone want to rent me for sex?
     

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  2. N8 v2.0

    N8 v2.0 Not the sharpest tool in the shed

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    Do you sell plasma?




    My TV is getting kinda low....
     
  3. BigMike

    BigMike BrokenbikeMike

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    Sure, just send your TV on over here and I'll fill it on up :devil:
     
  4. bluebug32

    bluebug32 Asshat

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    $1?

    I hope you're not my elf j/k ;)
     
  5. MudGrrl

    MudGrrl AAAAH! Monkeys stole my math!

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    Heidi Fleiss was lookin' for some studs for her man stable..
     
  6. McGRP01

    McGRP01 beer and bikes

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    Been there bro....sucks.
     
  7. TN

    TN Hey baby, want a hot dog?

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    you should just cut up your credit cards right now.
     
  8. SkaredShtles

    SkaredShtles I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!

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    Transfer balance to a card with 0% - before the other credit companies realize you missed your payment. :D
     
  9. BigMike

    BigMike BrokenbikeMike

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    But its the first time i've ever missed a payment, and i've had the card for almost a year......... thats not TOO bad, right? RIGHT?
     
  10. SkaredShtles

    SkaredShtles I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!

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    Call them, make a payment over the phone, and plead insanity. As a first offense they *should* cut you some slack. If not, move the balance as soon as possible.

    Oh - have them credit you back the late payment fee while you're at it.
     
  11. LordOpie

    LordOpie MOTHER HEN

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    ^ agreed.


    you've, uhh, rented yourself for sex?
     
  12. DRB

    DRB unemployed bum

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    Yeah that nice intro rate goes to a billion% most of the time when you miss a payment. Definately call them and beg mercy or move it pronto.
     
  13. H8R

    H8R Cranky Pants

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    There's a horse farm somewhere with an open stall for you. Good luck.
     
  14. I Are Baboon

    I Are Baboon Run, Forrest, Run!

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    Your credit card company will charge you a late fee, but you can get them to drop that by calling and asking them to. The way credit card companies fight for business, they'll try hard to keep their customers happy.

    Missing one payment won't hurt your credit rating. Make a habit out of it and it will. BTW, "almost a year"? A year is nothing in your credit history. String together several good years if you want to develop a good credit score.
     
  15. Rockland

    Rockland Turbo Monkey

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    I learned some interesting things this past summer, while working to secure my home loan. I've never liked credit cards. I've had only 2 in total I think. Never use them either. If your goal is to improve your credit rating - don't cut up or cancel every credit card (obviously paying off / keeping up needs to happen). Just having the extra lines of credit & history is a good thing. My score was pretty good, but if I had more credit cards it would have been way better. Just a thought. :)
     
  16. SkaredShtles

    SkaredShtles I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!

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    Yup. I learned about that little bit of advice about a year ago. So now instead of cancelling my accounts I don't use I simply put the cards in a lockbox and leave the accounts open.