Quantcast

Sitting in Urgent Care

Discussion in 'The Lounge' started by stosh, Feb 11, 2008.

  1. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    My wife and I watched Sicko last week and there was a lot of things that stuck with me after watching that movie. Now I'm sitting here and there is a mentally handicapped patitent with a supervisor may not be able to be seen because her insurance carrier was switched or some crap.

    Not to mention there is probably only 5 other sick people here and I've already been waiting 45min.

    I'm moving to Canada!!!!

    PS urgent care is like a no appointment needed Dr's office. I have this deep in my lungs cough that has lasted 2 weeks already.
     

    Please register to disable this ad.

  2. SuperKat

    SuperKat Monkey

    Rep/Likes:
    0 / 0
    Joined:
    Jul 3, 2005
    Messages:
    413
    Location:
    New York
    U OK Stosh?
     
  3. Nick

    Nick My name is Nick

    Rep/Likes:
    297 / 2,544
    Joined:
    Sep 21, 2001
    Messages:
    13,855
    Location:
    behind you, don't wait up.
    Get well soon ... eh?

    As much as I hate the insurance racket, its really the cost of health care that is the problem. People shouldn't need to rely on insurance to get proper care, but as somebody who had an ER visit while uninsured, I know that I wouldn't willingly take on that debt again unless my life depended on it.
     
  4. loco-gringo

    loco-gringo Crusading Clamp Monkey

    Rep/Likes:
    5 / 5
    Joined:
    Sep 27, 2006
    Messages:
    8,894
    Location:
    Deep in the heart of TEXAS
    I had the flu, so I know what you mean, stosh. I hope you feel better soon. I didn't have any infection, they didn't think, but felt like hell for nearly 2 weeks. Heal quick.
     
  5. Ciaran

    Ciaran Fear my banana

    Rep/Likes:
    6 / 8
    Joined:
    Apr 5, 2004
    Messages:
    9,853
    Location:
    So Cal
    I like my job. Mainly because I have kick ass health insurance through it.

    After I broke my leg a few years back and recieved a copy of all the expenses I realized tha without insurance I would have had to declare bankruptcy.
     
  6. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    i'm fine but thanks for caring. Basically if I talk I start coughing like crazy. I'm on the phone all day at work so this isn't very conducive to work. I waited 2 weeks because I'm 99% sure they can't do anything for me.
     
  7. Jim Mac

    Jim Mac MAKE ENDURO GREAT AGAIN

    Rep/Likes:
    32 / 281
    Joined:
    May 21, 2004
    Messages:
    6,458
    Location:
    the middle east of NY
    Watch that cough! I had a sinus infection/cough that has lasted now almost 2 weeks with antibiotics...
     
  8. 3D.

    3D. Monkey

    Rep/Likes:
    0 / 0
    Joined:
    Feb 23, 2006
    Messages:
    899
    Location:
    Chinafornia USA
    My buddy broke both femurs in nov. 2007. His current tab is $585,000 thus far w/very little insurance help (Medi-Cal) cause he is one of those shallow pocketed ski-bum kind of guys.

    To my point… one (1) of his 15 ti screws was invoiced at $5800 with no labor included. It’s an 1/8’’x 2’’ or something, with like a square “trap-eze” type head on it.

    You can by aftermarket replacement Titanium nuts & bolts for about 8 motocross bikes (retail), for the price of that one screw. (very large, heavy bag of bolts)

    Are being over charged? :confused:

    edit: this is going to be diverted
     
  9. TreeSaw

    TreeSaw Mama Monkey

    Rep/Likes:
    41 / 428
    Joined:
    Oct 30, 2003
    Messages:
    16,680
    Location:
    Dancin' over rocks n' roots!
    :( Feel better Stosh! You're probably right that they aren't going to be able to do much to help you though.
     
  10. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    I guess people didn't see the movie. If you haven't I recommend checking it out.

    My point is if we had a health care system funded by the citizens and not paid for by insurance agencies your friend wouldn't have over $1/2 million in hospital fees.

    My sister could have died a few month ago when she was given sub par service because she didn't have health insurance. She had Mersa and the first dr. she saw didn't give her a full check up. Thankfully my cousin is a nurse and lived by her and could help her out. It's scary to not have Health Insurance and it shouldn't be.
     
  11. laura

    laura DH_Laura

    Rep/Likes:
    3 / 14
    Joined:
    Jul 16, 2002
    Messages:
    6,263
    Location:
    Glitter Gulch
    No joke. When TN switched jobs we went through a lot of health insurance stress. We had to make sure we remained covered so that we could get pre-ex coverage when new health insurance kicked in. We ended up paying almost 800 bucks a month for Cobra. If we had to do it for longer than we did, we wouldn't have been able to afford it.

    And you should really see a real doctor about that cough. Those urgent care docs never diagnose or treat right and you don't want to let upper respiratory **** go.
     
  12. antimony

    antimony M.N.F. Beer Wench

    Rep/Likes:
    9 / 2
    Joined:
    Nov 21, 2005
    Messages:
    1,021
    Location:
    North Carolina
    I am with you (only I am choosing somewhere warmer). I had to go to the ER to have my medication switched cause it was the ER doctor who prescribed it 2 days earlier... no one would see me. $320 later....

    :rant:
     
  13. MountainDrew

    MountainDrew Monkey

    Rep/Likes:
    0 / 0
    Joined:
    Aug 15, 2007
    Messages:
    471
    I know the cough you are talking about. I have had it for the last week now. Started as the flu, and now I am left with the cough.
     
  14. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    I was there for 1.5hrs and of that time I was with a doctor for 3 minutes and 27 seconds. He gave me antibiotics because I'm starting to have an ear infection and a sinus infection.

    That visit cost my insurance provider $587.
     
  15. Westy

    Westy the teste

    Rep/Likes:
    446 / 2,841
    Joined:
    Nov 22, 2002
    Messages:
    36,191
    Location:
    Sleazattle
    What did they do? My regular Dr visit costs $65, I throw in a $15 copay and insurance covers the rest. My often seen orthopedic surgeon costs something around $100.
     
  16. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    He checked me with a stethoscope and an ear thing. Same thing he did last time and I saw at the bottom of my invoice thats how much it cost last time.

    My co-pay was $15
     
  17. ire

    ire Turbo Monkey

    Rep/Likes:
    1 / 4
    Joined:
    Aug 6, 2007
    Messages:
    6,202
    The medical system is a rip, I have good insurance now but I had to do the COBRA thing for a year and it killed me financially. I had it because of preexisting things like my quick release shoulder. It seems like they try to recoup their costs, from treating people who can’t pay, by over charging the people with insurance.
     
  18. laura

    laura DH_Laura

    Rep/Likes:
    3 / 14
    Joined:
    Jul 16, 2002
    Messages:
    6,263
    Location:
    Glitter Gulch
    We thought we were going to have to do it for a year and calculated that we would be close to 10,000 in debt by the time it was all said and done.
     
  19. Westy

    Westy the teste

    Rep/Likes:
    446 / 2,841
    Joined:
    Nov 22, 2002
    Messages:
    36,191
    Location:
    Sleazattle
    That is insane. I can't see how a similar visit to my doctor would cost 1/10 as much.
     
  20. ire

    ire Turbo Monkey

    Rep/Likes:
    1 / 4
    Joined:
    Aug 6, 2007
    Messages:
    6,202
    I would have to go back and look, but I think I was paying $1200 a month and this was three years ago....I can't imagine what it would be now.
     
  21. douglas

    douglas Chocolate Milk Doug

    Rep/Likes:
    5 / 0
    Joined:
    May 15, 2002
    Messages:
    9,889
    Location:
    Shut up and Ride
    thats around $10,000/hour
     
  22. eaterofdog

    eaterofdog ass grabber

    Rep/Likes:
    12 / 22
    Joined:
    Sep 8, 2006
    Messages:
    6,914
    Location:
    Central Florida
    Anybody still under the illusion that your representatives work for you?

    1 Get a group of lobbyists to spread some cash around DC.
    2 Make sure every law passed that affects your industry benefits the industry.
    3 Profit.

    Say what you want about other Canada, France etc, but at least the people there aren't treated like a piece of garbage by the medical profession if they don't have oodles of cash or good insurance.
     
  23. BigMike

    BigMike BrokenbikeMike

    Rep/Likes:
    5 / 0
    Joined:
    Jul 29, 2003
    Messages:
    8,933
    Location:
    Montgomery county MD
    Doc in the Box = teh suck!
     
  24. BMXman

    BMXman I wish I was Canadian

    Rep/Likes:
    6 / 0
    Joined:
    Sep 8, 2001
    Messages:
    13,854
    Location:
    Victoria, BC
    most definitely.....D
     
  25. Toshi

    Toshi Harbinger of Doom

    Rep/Likes:
    184 / 1,430
    Joined:
    Oct 23, 2001
    Messages:
    25,129
    it sure would be nice if physicians got that whole fee.

    first off, i agree the system of health insurance blows goats a la pinksh^H^H forget that. :D

    but there are many reasons why the charge is so high:

    1) the insurance companies don't pay up for all that is invoiced. ie, the emergency department charges $590, the insurance company says "hmm, we will pay you $300, take it or we won't give you anything next time".

    2) as noted above in this thread charges for people with insurance are higher in order to subsidize/offset the discounted or charity care given to people without insurance.

    3) the emergency department is a terribly inefficient way to care for people who aren't critically ill, aren't trauma victims, etc. stosh did the right thing by going to urgent care vs. the emergency room, but even that setup ("doc in a box" as per bigmike) is much less cost effective than seeing your REGULAR FAMILY PHYSICIAN (or internist).

    4) having to charge insurance companies this and that leads to massive overhead: it wasn't just the physician that saw stosh that's getting paid, but also the security, the receptionist, the triage nurse, the medical coders, the biling department, the medical assistants, and sundry nurse practitioners and physician assistants who cover the workload.
     
  26. caputo1989

    caputo1989 Turbo Monkey

    Rep/Likes:
    4 / 0
    Joined:
    Oct 3, 2004
    Messages:
    2,259
    Location:
    Too many Tourists COLORADO the place being taken o
    Im convinced that you dont get service unless you show up in an ambulance. Even then it sucks. I had to get stiches in my finger (too deep to super glue it) a few months ago and waited 3hours for 8 stiches and by the time the doc. started the first stich the numbing shot wore off.
     
  27. Toshi

    Toshi Harbinger of Doom

    Rep/Likes:
    184 / 1,430
    Joined:
    Oct 23, 2001
    Messages:
    25,129
    such is life when people are triaged. the sickest get care first, and your cut on your finger did not warrant immediate attention.

    http://en.wikipedia.org/wiki/Triage
     
  28. BMXman

    BMXman I wish I was Canadian

    Rep/Likes:
    6 / 0
    Joined:
    Sep 8, 2001
    Messages:
    13,854
    Location:
    Victoria, BC

    exactly you should count yourself lucky caputo...try waiting 24hrs with a shattered ankle and broken leg!!...D
     
  29. h22ekhatch

    h22ekhatch Monkey

    Rep/Likes:
    0 / 0
    Joined:
    Jun 13, 2005
    Messages:
    269
    Location:
    Portland
    I relate to this thread on many levels. As someone who (even with insurance) managed to go pretty deep into debt over some medical problems I definitely feel uneasy about the way medical stuff is handled.

    The last time I was in the hospital (outpatient, but had to stay for a week) the bill totaled about $100k. As a patient it sure didn't seem like they did much, but like Toshi said the insurance doesn't pay what the hospital charges. My basic understanding is that insurance companies have maximums based on a contract basis (worked off some sort of multiplier system). If for example the max allowable is $10k on a procedure, but the hospital charges $9k they will only get what they asked for. On the other hand, if they inflate all procedures by double (or whatever) they are always guaranteed to get the full payment. I guess it also helps for non insured patients because if the $10k procedure is charged at $15k but the patient asks for financial help, the hospital can treat the difference as a write off.

    ****That is the general idea I have been given by family who works in the medical/insurance world. I don't know anything beyond that.

    It is weird to look at the bills sometimes. I have this one test I have to do once a month that is billed at around $279. The insurance company pays $12.
     
  30. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    Infant Mortality Rates by country.
    Note where the US falls.

    A - Japan 1.8/1000
    B - Czech Rep 2/1000
    B - Finland 2/1000
    B - Iceland 2/1000
    B - Norway 2/1000
    C - Austria 3/1000
    C - France 3/1000
    C - Germany 3/1000
    C - Israel 3/1000
    C - Italy 3/1000
    C - Luxembourg 3/1000
    C - Portugal 3/1000
    C - Slovenia 3/1000
    C - Spain 3/1000
    D - Australia 4/1000
    D - Belgium 4/1000
    D - Canada 4/1000
    D - Denmark 4/1000
    D - Estonia 4/1000
    D - Greece 4/1000
    D - Ireland 4/1000
    D - Lithuania 4/1000
    D - Netherlands 4/1000
    D - New Zealand 4/1000
    D - Switzerland 4/1000
    D - United Kingdom 4/1000
    E - Hungary 5/1000
    E - Malta 5/1000
    E - Poland 5/1000
    E - Slovakia 5/1000
    E - USA - 5/1000
    F - Latvia 6/1000
     
  31. syadasti

    syadasti i heart mac

    Rep/Likes:
    64 / 291
    Joined:
    Apr 15, 2002
    Messages:
    12,859
    Location:
    VT
    Healthcare overall WHO:

     
  32. H8R

    H8R Cranky Pants

    Rep/Likes:
    7 / 4
    Joined:
    Nov 10, 2004
    Messages:
    13,983
    Did you go to our show in Brooklyn? I've had this Nyquil-proof-I-wanna-die-at-3-am cough that has prevented me from getting much sleep for two weeks.

    I'm blaming you. Thanks.
    :rant:
     
  33. H8R

    H8R Cranky Pants

    Rep/Likes:
    7 / 4
    Joined:
    Nov 10, 2004
    Messages:
    13,983
    Didn't need to see that.
    :(
     
  34. caputo1989

    caputo1989 Turbo Monkey

    Rep/Likes:
    4 / 0
    Joined:
    Oct 3, 2004
    Messages:
    2,259
    Location:
    Too many Tourists COLORADO the place being taken o
    How bout waithing 8 hours with a broken back? that was untill i got another 2 hour ambulance ride then waiting another 6 hours before i could even have a drink of water. I did.
     
  35. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    No I didn't go to your show. Also my cough isn't at night.
     
  36. syadasti

    syadasti i heart mac

    Rep/Likes:
    64 / 291
    Joined:
    Apr 15, 2002
    Messages:
    12,859
    Location:
    VT
    If you look at the detail of the WHO report what is even worse is USA spends the most per capita and yet we are 37th place.
     
  37. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    That stuff never hit home till I had a child.

    A friend of my wife's son died at birth because the hospital didn't have enough doctors on staff so she couldn't get a C-section when she and the baby were under stress. It's one of only 2 local hospitals that delivers babies around here. I live in a part of NY that is a somewhat typical middle class America area of the country. If a hospital can deliver the same amount of babies with less doctors I guess they can make more money. So what if you loose 1 in every 200 because of it. So you get sued for $300,000 when a bone re-attachment costs $1/2 million what's $300,000 in the scheme of things.
     
  38. H8R

    H8R Cranky Pants

    Rep/Likes:
    7 / 4
    Joined:
    Nov 10, 2004
    Messages:
    13,983
    Remind me not to read any of your posts till after April.
     
  39. stosh

    stosh Darth Bailer

    Rep/Likes:
    14 / 112
    Joined:
    Jul 20, 2001
    Messages:
    21,932
    Location:
    NY
    F' man I'm sorry.

    I'm just trying to energize the masses.
     
  40. Quo Fan

    Quo Fan don't make me kick your ass

    Rep/Likes:
    38 / 36
    Joined:
    Mar 31, 2006
    Messages:
    5,959
    Location:
    Here. I'm just not sure where "here" is.
    I say an Ortho a couple of years back and they gave me a brace for my wrist. Later I got a bill from my Ins co for $20. I could have gotten the brace at Walgreen's for $17.95. The Ortho billed the Ins co $100 for the brace.