Talk me out of buying a new car....

Discussion in 'The Lounge' started by mudgirl, Jan 9, 2008.

  1. mudgirl

    mudgirl Molester of monkeys

    Rep/Likes:
    0 / 3
    Joined:
    Jun 8, 2007
    Messages:
    541
    Location:
    Tied up in the basement
    So the assessment has come back on the car-deer altercation, and it's not good. I need two front fenders and a rear passenger side quarterpanel, where the deer ran into me a second time out of stupidity or revenge, either or. I've got $1000 deductible on my insurance because I'm an idiot and never thought I'd actually need to make a claim. Or I can trade my car in and pay off my loan in full and have an extra $500 toward a down payment + whatever I get for a tax refund. Impulsive, shallow Brenda wants to say screw it all and just buy a new car. Practical Brenda knows that that's a stupid idea and I should just live with the dents & cracks. I have a 2001 Volvo S40, with 102K miles on it. It's due for a new timing belt in 3K miles, but it runs perfectly. Gahhhhhhhh.......
     
    #1 -   Jan 9, 2008

    Please register to disable this ad.

  2. LordOpie

    LordOpie MOTHER HEN

    Rep/Likes:
    0 / 0
    Joined:
    Oct 17, 2002
    Messages:
    21,033
    Location:
    Denver
    Is the damage strictly aesthetic or is there a functional issue?

    Can we see the two Brendas go at it?
     
    #2 -   Jan 9, 2008
  3. Westy

    Westy the teste

    Rep/Likes:
    430 / 2,696
    Joined:
    Nov 22, 2002
    Messages:
    35,769
    Location:
    Sleazattle
    Some stupid deer would just bash in the new car and all the chemicals from the new car smell will give you cancer.
     
    #3 -   Jan 9, 2008
  4. MMike

    MMike A fowl peckerwood.

    Rep/Likes:
    61 / 84
    Joined:
    Sep 5, 2001
    Messages:
    18,261
    Location:
    just sittin' here drinkin' scotch
    There are starving children in Darfur that need your help
     
    #4 -   Jan 9, 2008
  5. Toshi

    Toshi Harbinger of Doom

    Rep/Likes:
    178 / 1,205
    Joined:
    Oct 23, 2001
    Messages:
    23,948
    so the choice is car payment vs. no car payment...
     
    #5 -   Jan 9, 2008
  6. Westy

    Westy the teste

    Rep/Likes:
    430 / 2,696
    Joined:
    Nov 22, 2002
    Messages:
    35,769
    Location:
    Sleazattle
    Your old car has a soul and it will haunt you if you get rid of it.
     
    #6 -   Jan 9, 2008
  7. mudgirl

    mudgirl Molester of monkeys

    Rep/Likes:
    0 / 3
    Joined:
    Jun 8, 2007
    Messages:
    541
    Location:
    Tied up in the basement
    I actually still have a car payment, but less than a year to go on it....
     
    #7 -   Jan 9, 2008
  8. binary visions

    binary visions The voice of reason

    Rep/Likes:
    80 / 334
    Joined:
    Jun 13, 2002
    Messages:
    21,613
    Location:
    NC
    I think we need pictures of both Brendas in order to decide.

    Barring that, though, I did the car payment thing and drove a nice truck for a few years. Much as I miss that truck, I'll be driving my '98 Forester until the wheels fall off it - I love an extra $300/month more than I love a shiny truck.
     
    #8 -   Jan 9, 2008
  9. J-Dubs

    J-Dubs Monkey

    Rep/Likes:
    0 / 0
    Joined:
    Jul 10, 2006
    Messages:
    703
    Location:
    Salem, MA
    Higher excise tax + Higher insurance rates = Less money for bikes.
     
    #9 -   Jan 9, 2008
  10. X3pilot

    X3pilot Texans fan - LOL

    Rep/Likes:
    5 / 0
    Joined:
    Aug 13, 2007
    Messages:
    5,896
    Location:
    SoMD
    I'd take the insurance money, not fix the car and go buy a mountain bike, but I'm a redneck that's obsessed with buying a new bike...

    It's not about me I know..

    That's a lot of miles on a car and they always break really bad right after you get them paid off.
     
  11. robdamanii

    robdamanii OMG! <3 Tom Brady!

    Rep/Likes:
    4 / 0
    Joined:
    May 2, 2005
    Messages:
    10,681
    Location:
    Out of my mind, back in a moment.
    This didn't happen on 96B just down the hill from IC did it?
     
  12. Stray_cat

    Stray_cat Monkey

    Rep/Likes:
    0 / 0
    Joined:
    Nov 13, 2007
    Messages:
    460
    Location:
    Providence
    Nothing depreates faster than a new car (assuming your buying a new-new car). Don't do it, the sooner you don't have car payments the better. If I could go back in time I would have bought a $500 s**t box and have more money for going on trips.
     
  13. LordOpie

    LordOpie MOTHER HEN

    Rep/Likes:
    0 / 0
    Joined:
    Oct 17, 2002
    Messages:
    21,033
    Location:
    Denver
    Yeah, do that! :thumb:
     
  14. BurlyShirley

    BurlyShirley Rex Grossman Will Rise Again

    Rep/Likes:
    5 / 1
    Joined:
    Jul 4, 2002
    Messages:
    19,210
    Location:
    TN
    Oh, how I wish I could drive, simply a dented car around...
    My car is purple. Dent's dont look so bad right now given the choice. Pull ya head outcha ass and dont worry about what the car looks like. :biggrin:
     
  15. BurlyShirley

    BurlyShirley Rex Grossman Will Rise Again

    Rep/Likes:
    5 / 1
    Joined:
    Jul 4, 2002
    Messages:
    19,210
    Location:
    TN
    I just buy whatever is cheapest and/or least likely to break in the longrun. The truck happened to be purple, WTF do I care really? My phone cost $50 and its blue. It's a G'z One and is waterproof and shockproof with a bunch of gadgets I dont know how to use.
     
  16. Prettym1k3

    Prettym1k3 Turbo Monkey

    Rep/Likes:
    0 / 0
    Joined:
    Aug 21, 2006
    Messages:
    2,867
    Location:
    In your pants
    Fix the old car.

    Unless you're going to buy an STI and throw a bike rack on top.
     
  17. HAB

    HAB Chelsea from Seattle

    Rep/Likes:
    78 / 780
    Joined:
    Apr 28, 2007
    Messages:
    10,377
    Location:
    Seattle
    There are eleventy billion retarded deer in Ithaca and the surrounding area. Making any assumptions about where a deer/ car meeting happened in the Ithaca area is not a good way to be right about anything. It can happen anywhere.
     
  18. SVPPB

    SVPPB Monkey

    Rep/Likes:
    0 / 0
    Joined:
    May 13, 2007
    Messages:
    682
    Forget the car.
    Get a jetpack!

    And then fly around in a skin tight white flight suit...
     
  19. johnbryanpeters

    Rep/Likes:
    234 / 2,398
    Joined:
    Sep 27, 2001
    Messages:
    24,053
    Location:
    Making moss sad in New Haven, Vermont
    Keep the old car, fix what's necessary for safety and reliability and drive it into the ground.

    I have been having similar impure thoughts about my van, but I hope not to get serious until it's over 200,000 miles.
     
  20. mudgirl

    mudgirl Molester of monkeys

    Rep/Likes:
    0 / 3
    Joined:
    Jun 8, 2007
    Messages:
    541
    Location:
    Tied up in the basement
    Nope, it happened on rt 79 (Hector St. side) coming down into Ithaca.

    Okay, you guys have done well. I don't think I'm quite as antsy to replace it now. I'm being totally vain and I really don't have the extra money to be going out and buying a new (used) car. I would've bought another used car. I am never buying new again. I had The Dent Guy do his best job on it today, and it still looks like $hit, so that's why I was so bummed out about it. Plus I didn't realize that there's another huge crack in the rear quarter-panel where the deer rammed into it the second time until we actually washed the car (it was really muddy) and it showed up. Oh well....... I'll at least think about it a lot more rather than impulsively going out this weekend and getting another car!
     
  21. MMike

    MMike A fowl peckerwood.

    Rep/Likes:
    61 / 84
    Joined:
    Sep 5, 2001
    Messages:
    18,261
    Location:
    just sittin' here drinkin' scotch
    won't somebody PLEASE think of the children????
     
  22. johnbryanpeters

    Rep/Likes:
    234 / 2,398
    Joined:
    Sep 27, 2001
    Messages:
    24,053
    Location:
    Making moss sad in New Haven, Vermont
    We actually prefer not to think of you.

    Thanks for asking.
     
  23. N8 v2.0

    N8 v2.0 Not the sharpest tool in the shed

    Rep/Likes:
    17 / 149
    Joined:
    Oct 18, 2002
    Messages:
    11,008
    Location:
    The Cleft of Venus

    every one is a kid compared to you Mr Methuselah.
     
  24. reflux

    reflux Turbo Monkey

    Rep/Likes:
    4 / 2
    Joined:
    Mar 18, 2002
    Messages:
    4,624
    Location:
    G14 Classified
    Funny, I've had the same train of thought for the past year, but I hope to get at least 300k from my 92 Pickup. I got some bad news from my truck last night. At random, I decided to calc my gas mileage. I used to average a touch below 30 mpg, but it just hasn't felt like that recently. Unfortunatley it's dipped to around 23 mpg. No good. Is this a fixable solution or should I just attribute it to old age (15 yo, 240k).
     
  25. BurlyShirley

    BurlyShirley Rex Grossman Will Rise Again

    Rep/Likes:
    5 / 1
    Joined:
    Jul 4, 2002
    Messages:
    19,210
    Location:
    TN
    How about this?:

    If you buy a new car, I am going to go and buy a baby rabbit from a local farm. I will then write "Mudgirl" on a baseball bat and proceed to bludgeon the poor critter to death and continue on until it resembles a melted strawberry jello mold. I will videotape this and post it on RM via Youtube for all to see, and again directly after each subsequent post you make until you either leave the site or I die.

    This will all be your own doing for buying the car.
     
  26. mudgirl

    mudgirl Molester of monkeys

    Rep/Likes:
    0 / 3
    Joined:
    Jun 8, 2007
    Messages:
    541
    Location:
    Tied up in the basement
    Wow, that's a very compelling reason not to buy a new car!!! :shocked:

    My mother just informed me that she thinks I have up to a year to get my car fixed after I report it to the insurance company, so I guess I'll just save up my money for a couple-three more months and get it all fixed up through a body shop.
     
  27. N8 v2.0

    N8 v2.0 Not the sharpest tool in the shed

    Rep/Likes:
    17 / 149
    Joined:
    Oct 18, 2002
    Messages:
    11,008
    Location:
    The Cleft of Venus

    there is nothing like enjoying a new car!

    go for it!
     
  28. LordOpie

    LordOpie MOTHER HEN

    Rep/Likes:
    0 / 0
    Joined:
    Oct 17, 2002
    Messages:
    21,033
    Location:
    Denver
    Agreed.

    You'll be helping the economy.

    You love freedom, yeah?
     
  29. robdamanii

    robdamanii OMG! <3 Tom Brady!

    Rep/Likes:
    4 / 0
    Joined:
    May 2, 2005
    Messages:
    10,681
    Location:
    Out of my mind, back in a moment.
    I only ask because I had a similarly asshatted deer run headfirst into my drivers side fender just down the hill from IC one night. I was curious if it was the same dumb bastard deer.
     
  30. robdamanii

    robdamanii OMG! <3 Tom Brady!

    Rep/Likes:
    4 / 0
    Joined:
    May 2, 2005
    Messages:
    10,681
    Location:
    Out of my mind, back in a moment.
    You might get one of those naked PETA chicks showing up at your door if you perpetrate this mission.

    Please videotape her beating as well.
     
  31. N8 v2.0

    N8 v2.0 Not the sharpest tool in the shed

    Rep/Likes:
    17 / 149
    Joined:
    Oct 18, 2002
    Messages:
    11,008
    Location:
    The Cleft of Venus
    oh hell yeah!!

    Freedom aint free... but you can sure help it out with 72 easy payments of $350/month.
     
  32. LordOpie

    LordOpie MOTHER HEN

    Rep/Likes:
    0 / 0
    Joined:
    Oct 17, 2002
    Messages:
    21,033
    Location:
    Denver
    spreadRep+ :rofl:
     
  33. bluebug32

    bluebug32 Asshat

    Rep/Likes:
    4 / 0
    Joined:
    Jan 14, 2005
    Messages:
    6,143
    Location:
    Floating down the Hudson
    Just don't go to the Goodyear on Rte. 13. The POS Taurus I had in college broke down and I had to take it there because it was the only place open on a Sat. Long story short, it was a bad idea.

    And, for the record, my Taurus slowly crapped out until its eventual demise, not because I was drag-racing the big green beast in a parking lot.
     
  34. douglas

    douglas Chocolate Milk Doug

    Rep/Likes:
    4 / 0
    Joined:
    May 15, 2002
    Messages:
    9,889
    Location:
    Shut up and Ride
    wait a sec - did the ins. company already check the car out? did they tell you an amount? did they say you have a year to fix it?

    also...do you plan to continue to pay for collision? if they pay out money now, and you dont fix the car and hit a deer/wreck it again - dont expect them to pay for the new damage
     
  35. MMike

    MMike A fowl peckerwood.

    Rep/Likes:
    61 / 84
    Joined:
    Sep 5, 2001
    Messages:
    18,261
    Location:
    just sittin' here drinkin' scotch
    You know....you're only encouraging me....
     
  36. X3pilot

    X3pilot Texans fan - LOL

    Rep/Likes:
    5 / 0
    Joined:
    Aug 13, 2007
    Messages:
    5,896
    Location:
    SoMD
    You know, if those dumbass deer would cross at those deer crossing signs, it'd make life easier wouldn't it?
     
  37. mudgirl

    mudgirl Molester of monkeys

    Rep/Likes:
    0 / 3
    Joined:
    Jun 8, 2007
    Messages:
    541
    Location:
    Tied up in the basement
    The insurance company didn't check the car out yet. They haven't paid me any money. I just paid $200 out of pocket to have a new driver's side mirror installed, the signal light fixed, & the dent pulled out as best as possible. I wanted to see how that worked before doling out the big$$$ to the insurance co. When I talked to the woman at the insurance co. on the phone, I said I wasn't even sure I really wanted to report it to them b/c I was afraid my rates would go up and I'd probably end up paying out of pocket anyway, but she talked me into it. And yeah, I *have* to continue to pay for collision b/c I still have like 9/10 months left to make payments on it. I just bought it three years ago.
     
  38. douglas

    douglas Chocolate Milk Doug

    Rep/Likes:
    4 / 0
    Joined:
    May 15, 2002
    Messages:
    9,889
    Location:
    Shut up and Ride
    oh. then you might as well skip putting a claim in (they will not reimburse you for the stuff you fix before they look at it)
     
  39. BurlyShirley

    BurlyShirley Rex Grossman Will Rise Again

    Rep/Likes:
    5 / 1
    Joined:
    Jul 4, 2002
    Messages:
    19,210
    Location:
    TN
  40. douglas

    douglas Chocolate Milk Doug

    Rep/Likes:
    4 / 0
    Joined:
    May 15, 2002
    Messages:
    9,889
    Location:
    Shut up and Ride

    Attached Files:

    • h.jpg
      h.jpg
      File size:
      84 KB
      Views:
      106