Waste not, want not!
>). Tootstay .(<
- Thread starter johnbryanpeters
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Darwin Lite
Does that mean you're in charge of plugging the drones in to charge them up?
I'd said it was a good one
Mine broke on Thursday after a 19 hour day.
I made three phone calls, sent two emails, and for shits and giggles looked at refi options for the house.
Gawd, I hope so. That would be sooooo easy.
The SWMBO mandated home decluttering has commenced. I can now see the top of the kitchen table. Kill me now
Was gonna do a 110-120 miler today, but woke up with mild vertigo.
Disappointed, as the weather is perfect.
Maybe tomorrow.
In other news, dinner last night with stihacka was hella fun!
Disappointed, as the weather is perfect.
Maybe tomorrow.
In other news, dinner last night with stihacka was hella fun!
What rate/term to what? Through which outfit?
These are better little things.
3.875 > 3.375 on holding a 30yr. I'm 2 into a 30, so negligible change. 25yr will be same oop, but then I don't position for forward growth on investment of saved money. With a rate that low, paying off early makes no sense when you can take the spread.
Costco Mtge actually. Drops the lender fees way down, which is the big value-add there.
edit: Just got another estimate w/ a $155/m drop, closing $200 less, potentially $700 if they can get appraisal waived because I just got it done <2yrs ago. I like using other people's money, especially when it's cheap.
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I just got a quote for 3.5 over 30. Almost free money these days.
I have to look into this in a few months after hopefully another 0.25% drop in the prime rate. I'm also at 3.875% x 30 years, just shy of 4 years in.
Goes and Google's Costco mortgage
They're just a broker and connect you to 3rd party vendors with special deals. Back when I was mortgage shopping initially in 2015 they were the best non-doctor loan place. (As it turned out I went for the 90% LTV -1 point special myself.)
Right now I'm not actively pursuing it. Other events that have yet to transpire may render it a moot point.
High gravity provisions of MT beer have been acquired for my dinner date with @StiHacka tomorrow in the poverty beer land (Mormon) of Idahoozle
Relaxed, floated around in the pool and cooked multiple times. Took the offspring to Legoland on Saturday. Played machinerer and made shiny stuff for @mandown and his rope and hook friends. Played XBox, worked a couple easy OT shifts and otherwise just hung out with the family and shirked most responsibility for 4 days. It was nice.
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Key is that as an executive member ($120/yr) you pay $275 lender fee. That's WAY cheap and pays for itself immediately.
We're not all old enough or have grown up in the generation when you could have paid off a home in five years on basic blue collar wages
we could if there hadn't been a cultural shift to convince us we need homes that are ridiculous in size and luxury compared to what even our parents typically grew up in. not saying i'm not guilty too...
that said, we went to a 15 @2.75 maybe 7 or 8 years back...
Am i the only one who hates IPAs? If its not a stout or porter i will take a trash lager any day. Ales i dont mind. But i rarely desire one
You mean you are growing tired of the constant pissing war to make the most over the top IPA that tastes like gasoline?
Abbey/Trappist is where it’s at for me, much more complex rich flavors.
I can say it went as good as I could have hoped for. If I get a call in a few days, I will know if it was good enough. If I am not perfect for this gig, I want to meet the person who is.
I don’t want a huge house. Even a small house is a ridiculous amount of money in any place where people actually want to live.