The only people who pay this headline figure are… well, no one.
Indigent people or even Joe Sixpack would be billed for this, negotiate part/much of it away as charity care and/or go bankrupt. They wouldn’t pay.
People with enough money to pay this bill would most likely have insurance in the first place.
That would suggest there is already a de-facto socialized health care in place. An extremely overpriced one though.
I think I paid something like $1500 for my father´s whipple a few years ago, 30 day hospital stay included (no private insurance would touch him after he got an unrelated skin cancer quite a few years ago). And I think a bulk of that (like $1300) was for medical supplies/tools during surgery.
The whole cancer treatment (chemo, radiation, scans, surgeries, palliative care) ended up costing about $20k for the next 2 years, with most (like 80%) being tied up to the whipple and a few urgent scans (we paid out of pocket at a private clinic because we couldnt wait 3 weeks for an appointment).
No complications from the whipple itself, outcome/life expectancy ended up being within US rates.. so while quality of hospital stay (food/facilities) where not very good; actual medical outcome was pretty good.
My daughter had a 1 week stay at NICU for jaundice. I think the private insurance was billed was like $4k-$5k (c-section included). I paid like $400 out of pocket.
My wife had a room with a small private garden/terrace and an extra bed for me for a week.
I just dont see a non-cartel explanation for prices being 50x.
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