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Toshi's thread

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894

Hirscher breaking all the rules and looking awesome. Those low transitions with the skis airborne!
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
One of my local acquaintances bought a new truck and trailer. From the interior layout and make I figured out the model, and also know of the pickup they chose.

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Missing datum here is of payload, which is 1,820 lbs for a Trail Boss 1500 standard bed crew cab 4x4. (I safely assume they didn’t opt for the V6.)

At GVWR for the trailer that’d be 939 lbs tongue weight, so just under 900 lbs for passengers and cargo in the bed. Also pretty close to max GCWR although I’m sure it pulls fine with the 5.3 or 6.2 and 10 speed.

I would not elect for these particular options but then again you don’t see me buying anything. :D
 
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Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
That’s also a 32’ 1” trailer against a 147.5” or 157.1” wheelbase, for what that’s worth.

Per the old rule that’d be good for a 29’ 3” or just shy of 32’ trailer, if my late night math is good.
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
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Going to give heated insoles a shot in wife’s and my boots. Back to REI they will go without shame if they are ineffective.

Hotronic setup on my liners:
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Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
Hey @stoney Sarah should also demo Jessica's new-to-her Atomic Vantage 80 Tis on Feb 20. We're not selling those, clearly, but it'll give her a chance to see what a solid 80 mm platform feels like, which is probably better for a front side type skier…

(Jessica will not be skiing that day as that's part of a two weeks with no contact lenses period prior to an ophthalmologist visit and she refuses to try glasses + goggles.)
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
Going to give heated insoles a shot in wife’s and my boots. Back to REI they will go without shame if they are ineffective.
Jessica liked hers. She didn't like the firm feel under the heel from the battery and I don't like that the insoles have to be pulled to charge (and they are a pain to get out!), but she wasn't cold so that's that.

I never felt warm, per se, but wasn't cold, either. So I guess mine were a success as well given that it was a cold day.
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
Polarized training update, data from last 20 logged rides over past 13 days:

786.47 minutes total (60.5 per day)

Z1 26.2%
Z2 66.7%
Z3 0.5%
Z4 4.1%
Z5 2.2%
Z6 0.4%
Z7 0.0% (0.25 minutes rounds down)

So 6.7% Z4-7. Perhaps a bit too polarized now!
 

canadmos

Cake Tease
May 29, 2011
14,117
11,421
Canaderp
View attachment 155898

Going to give heated insoles a shot in wife’s and my boots. Back to REI they will go without shame if they are ineffective.

Hotronic setup on my liners:
View attachment 155910View attachment 155911View attachment 155912
Is that gorilla tape? Uh oh!

Do they make them with a flexible battery as the actual insole yet? Seems like dealing with the battery might be annoying.

Though maybe having weight on a bending lithium battery might not be ideal...
 

Westy

the teste
Nov 22, 2002
45,139
10,772
Sleazattle
Is that gorilla tape? Uh oh!

Do they make them with a flexible battery as the actual insole yet? Seems like dealing with the battery might be annoying.

Though maybe having weight on a bending lithium battery might not be ideal...
Putting a small bomb in your boot us a bad idea.
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
Is that gorilla tape? Uh oh!

Do they make them with a flexible battery as the actual insole yet? Seems like dealing with the battery might be annoying.

Though maybe having weight on a bending lithium battery might not be ideal...
Wife’s ones have the battery under the heel. So they need to be pulled out to charge each time, which is a pain, plus the battery is rigid.

Mine needed the cord routed through the liner but pulling the (higher capacity thus higher power for given runtime) external batteries is much simpler and my insole feels normal.
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
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oof. Did 20 min zone 1 as cool down afterwards.

Tomorrow I’m doing another hard interval ride to see if I can replicate the glucose response of another Twitter doc. 2.5 minutes on at 150% ftp (so zone 6/7 boundary, 411W or so), 3 min recovery x 5 times. That’ll hurt a bit.
 
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Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
for Grand County Colorado, the minimum down payment for 2nd homes is 10% (with MI) up to a purchase price of $610,000…then the down payment increases to 20% beyond that…however we can do a 1st mortgage + a 2nd up to around 90% if your credit score is high to get you to a lower down payment on the larger home.

Please call my cell [elided] tomorrow when you are free so that we can chat further and I can also go over rates and programs…just for examples for now to help:

A new purchase price of $610,000 with 10% down = new 30 year fixed at 2.625%

A new purchase price of $750,000 with a 1st & 2nd combination loan = new 30 year fixed at 2.750% with 0.123 points on the 1st mortgage, and the 2nd loan around 6% interest only payments
PMI, boo. Rates are good even on second homes, though! If 10% I need to wait at least until I know how much my April half year bonus will be—don’t want to be liquid cash-poor.
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
Tomorrow I’m doing another hard interval ride to see if I can replicate the glucose response of another Twitter doc. 2.5 minutes on at 150% ftp (so zone 6/7 boundary, 411W or so), 3 min recovery x 5 times. That’ll hurt a bit.
I tried to replicate this ride. I failed. Couldn’t hold 150% FTP for even the full duration of the first block of five so dialed it back. Still a good ride to balance all that zone 1/2 time up to this point.

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I have noted this before, but there has to be some resampling bug going on between Peloton and the Power Zone Pack website. Note the attenuated peaks and different shapes from the same data in theory as shown via Strava (purple on white).
 
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Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
Wife’s ones have the battery under the heel. So they need to be pulled out to charge each time, which is a pain, plus the battery is rigid.

Mine needed the cord routed through the liner but pulling the (higher capacity thus higher power for given runtime) external batteries is much simpler and my insole feels normal.
The whole "pulling out to charge" bit is too much. I was using pliers since I couldn't get my fingers under that rigid battery part way down in that dark cave of her boot liner, and the back of the insole is already getting torn up by this since I can't precisely aim at the (black) pull tab thing.

So I ordered her a Hotronic setup to match mine, with the permanently installed insole routed through the liner and all.

We also ordered super crazy gloves so as to have toasty extremities all around: Outdoor Research Alti mitts. Mine arrived tonight. They are super heavy, super bulky, and will likely be super warm! As long as I can actually grip my poles I think I'll love them on cold days like tomorrow.

 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
I close tomorrow on a 2.5% refinance.
Still 30 years then given that rate?

Related to mortgages and financial trickery:

Thought of the moment related to Project Mountain Home:

Is there a good reason to not employ loans from my 403(b) and 457(b) retirement plans towards a down payment on a second home? I have account balances such that the max $50k account could be extracted from each.

Downsides that I see:

- loan payments would count against DTI, but I’m fine there
- not accruing investment gains on loaned money

Upsides:

- could make the mortgage a conventional, conforming loan and thus no PMI, no funky extra 10% high interest loans, etc.
- the interest paid back for said loans would be paid back to me, so doesn’t really matter, imo
- I could pay these loans off probably by year 2
 

Westy

the teste
Nov 22, 2002
45,139
10,772
Sleazattle
Still 30 years then given that rate?

Related to mortgages and financial trickery:

Thought of the moment related to Project Mountain Home:

Is there a good reason to not employ loans from my 403(b) and 457(b) retirement plans towards a down payment on a second home? I have account balances such that the max $50k account could be extracted from each.

Downsides that I see:

- loan payments would count against DTI, but I’m fine there
- not accruing investment gains on loaned money

Upsides:

- could make the mortgage a conventional, conforming loan and thus no PMI, no funky extra 10% high interest loans, etc.
- the interest paid back for said loans would be paid back to me, so doesn’t really matter, imo
- I could pay these loans off probably by year 2

Yeah, 30 year. 20 year didn't offer lower rates and a 15 year didn't offer much better and I didn't want to raise my monthly liability.
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
Heh... pretty sure I've only skied the "meadow" part of Union Meadows... and there's a big boulder field there. I've never been back. :D
There's no exit from the meadow save through the trees, afaik. Then again I've probably only done it a half dozen times.
 

SkaredShtles

I love NEWCASTLE and will ONLY drink NEWCASTLE!!!!
Sep 21, 2003
55,758
6,744
In a van.... down by the river
There's no exit from the meadow save through the trees, afaik. Then again I've probably only done it a half dozen times.
I'm pretty sure I hollered at my buddy to NOT follow me and traverse east to avoid the rocks. I don't remember any trees... so we may have traversed back to Retreat. Aptly named. :D
 

Toshi

Harbinger of Doom
Oct 23, 2001
31,795
3,894
Trailer towing story time, neighbor edition:

Neighbors were towing a ~2,000 lb hybrid (pop up with soft sides, but heater and even AC) trailer with a 2016 or 2017 Honda Pilot.

Now they have a 1 year newer Lexus GX 460 with temp tags, and will tow a new, still small trailer, which looks to me like the Flagstaff E-Pro E19BH layout per my parsing of the window/door/awning layout from the one photo my neighbor sent over.

That’s 20’ 2” length, 3,178 UVW + 1,133 CCC, 411 lb tongue weight unladen and thus 558 lbs fully laden at the same front/back distribution (possibly more due to front cargo pass-through). The GX has the same nominal 6,500 lb tow rating as my Land Cruiser (and Tim’s old Tacoma, for that matter), but that’s against 1,401-1,470 lbs payload depending on trim.

So 912 to 843 lbs left for their family of 4 + luggage in the GX until GVWR is exceeded. Even at that small trailer weight they’re right at the limit effectively.