is that a requirement by your development? Lighten your load and plant some variety local perennials in place of that. Our grass shrinks every year using this method. It takes exactly 4 minutes to mow with a mechanical mower.
Hey [me]! We have nearly all the deck demo done only a little remains on the back deck. The front is all done and upper one as well. We should have a dumpster being dropped off today or Monday. For all the trash( it's been a pain to get a dumpster on site) The bottom glass area below the deck is all done too. We should be starting to deck on Tuesday or Wednesday of next week when the decking arrives.
Also got clarification re the deck railing, noting that it was clearly all pulled down with the demolition work in my pano photo from this Monday: "All the railing is labeled and ready to go back up once the decking is back on."
Closing tentatively scheduled for 10/21 (on the Tabernash place). Acknowledged receipt of the final closing disclosure today and then they schedule 3 days out.
The terms changed a bit! for the better.
Was 1.000 point to get 2.375% fixed x 30 years. Unbeknownst to me that got lowered to 0.875 point for that same rate. Maybe this is because the appraisal came in nice and high thus at 69% LTV even rolling in the closing costs and with a bit of extra cash back to me at closing? Anyway, not complaining.
Other non-prepaids on the loan costs:
$33 credit report
$14 flood certification
$50 optional e-closing fee (more stuff e-signed in advance, made our other closing a legit 15 minute affair)
$70 tax related service fee
$1,700 in various title fees (closing protection letter, endorsements, lenders title insurance, settlement fee)
$141 in recording fees
To go from 3.000% at conforming limit + a janky 6.51% variable rate HELOC for the balance to 2.375% fixed x 30 years for the whole amount is quite fabulous indeed, very much worth those fees IMO. APR works out to be 2.456% all said and done.
Illustration of "quite fabulous indeed" using my actual closing costs:
For the record, the (rider) torque sensing (motor) power modulation on the Juiced behemoth feels much better in the 10-20 mph range at assist levels 1 and 2, as opposed to the S and R levels I was at before.
(again recall the options are off, levels 1, 2, 3, S, R in ascending assist order.)
Must be nice. I quit riding my bike to work a couple years back. Traffic in this town anymore is just dangerous for a bike commuter any more. A north/south bike lane or greenway on the east side of town could be a literal life saver.
Ferrari has never claimed to be the most affordable automaker; however, even routine maintenance on a Ferrari will cost an arm and a leg.
The F355, for example, requires what they call an “engine-out service”, which is basically an overhaul for your motor. This needs to be done every three to five years, depending on how many miles you’ve put on the vehicle and how much you drive it.
But the service costs an average of $7,000 if the motor doesn’t need any extra work. If it does, then you can expect to pay around $25,000 to $30,000.
First commute in on the beastly e-bike, that thing truly an e-moped. Quite acceptable. Note nice, high cruising speed much of the time (slowed down on campus for that last mile or so), and heart rate reflective that I am indeed doing some work.
I used the throttle for about 0.5 seconds moving away from a stop while in a high gear, but otherwise all pedal assist, mostly in assist level S (of 0-3, S, R).
That is because people don't actually buy Ferraris to drive, they are only for being seen in. I don't think I have ever seen one on a road that would be fun to drive, just sitting in traffic in fancy urban areas or prominently parked in front of a fancy hotel or restaurant by the valet.