***TWO TU Tuesderp TU TWO***
- Thread starter Pesqueeb
- Start date
Is this an actual thing? Had to google it even...
probably the most scatterbrained tin hat wiki I have ever scanned over
Someone from our global team, who I was told died back in November or December, just messaged me on Teams.
So many problems can be solved with Molotov cocktails. More passive aggressive than a baseball bat but still pretty clear on your point.
'The game just started': Small group of 'Freedom Convoy' supporters assemble at Booth and SJAM to continue protest
With downtown streets emptied of the trucks and protesters that had occupied Ottawa’s core for more than three weeks, a small group of holdovers gathered at…ottawacitizen.com
this is our Q-Anon contingent...
I think we'll be done in AprilFixed that for me.
It's warmed up to about -5 freedums here, with about 2" of snow so far in the deathstorm.
seasonal workers living on unemployment insurance paid for by the Canadian government.. #irony
Paid off our mortgage back in December 2017. Best feeling ever! Totally debt free for almost 3 years before I bought a car....gotta keep that credit score up you know.Fixed that for me.
Yeah, it's my only payment and will be gone just in time for Sq-Earl to get a new truck. Honestly...0.9% financing (they didn't offer 0% when we bought) on my CRV isn't too bad.Oh, hell no. Ain't had a car payment since around 2007.
iirc you bought the F-150 on credit but paid it off in 3 monthsOh, hell no. Ain't had a car payment since around 2007.
Pepperidge Farm remembers
Still carrying a mortgage balance, but have the savings to pay it off. At 2.7% I'm not in a rush.
Alternative Facts, please.It is probably accurately describing the Q-Anon shit, then.
Yeah - I don't count those 3 car payments.
Yeah - I'm at 3.875, which is a pretty good "savings" rate these days... so I'm motivated.
We were pretty pleased with ourselves....41 with 2 Bachelor's and a Masters degree & 44 with an associate degree and both with no debt (no college loans, house, cars, etc.)
Gotta use math to your favor. Assuming you're buying a new car (I know your truck is old), most rates are stupid cheap. You're better off keeping the money invested and paying a low rate loan. I have the money to pay off both cars, but I keep it invested and pay monthly. I'm even refinancing them to a lower rate and taking the spread to invest as well. As long as you don't spend the difference, you win. You just have to be willing to take some risk.Oh, hell no. Ain't had a car payment since around 2007.
Uh... you looked at the math on refi? Since you're chompy to pay it off, it might be cheaper to refi and roll the extra payment funds back into it. Costco mortgage ftw. Get a 15yr with a low rate, then pay the same amt you are as extra principle. You should be able to pay it off even faster.
yep, It was way cheaper to borrow against my own portfolio with only menial interest and let the dividends pay the loan.
I look the other way. I'd prefer to pay someone a small amount to use their money to stay invested. Keep my dvd's growing for me, because the RoR their will likely be net higher and I don't have any margin call concerns in a worst-case scenario.
Yeah - I ain't financing anything. And you know how old I am - I'm becoming more risk-averse by the day.
Fuck the math. I'm talking a few months. It's worth it to me to simply NOT do the math. If I was gonna re-fi it would have been a couple years back... at this point, gonna sell some company stock and pay that motherfucker off.
Once that's gone... I really don't *need* to work any more, though I probably will for the insurance.
I wish it weren't. sorry to have exposed you to it...
Just glanced it over, some nutty stuff
I only used a small portion for that purpose in one account, barely 4% overall but it proved easier to secure the loan in a short timeframe without all the hassle.
Just found out one of my best friends' mom is scheduled to pull the plug tomorrow evening. She's been sick for a while. Some sort of degenerative brain issue. He's not a sharer of feelings, but that's gotta hurt. ugh, getting old sucks.
We refinanced when the markets tanked after 9/11 and did the same thing. 30 year down to a 15 year; cut our interest rate in half and paid it off much faster!
That's what we did around 2010... then started paying extra principal when we started having "extra" $$ around. Was hoping to have it all paid off *before* the kids went off to uni, but that apparently wasn't realistic.
If you're that close, the taxes will outweigh the saved interest, FYI.Yeah - I ain't financing anything. And you know how old I am - I'm becoming more risk-averse by the day.
Fuck the math. I'm talking a few months. It's worth it to me to simply NOT do the math. If I was gonna re-fi it would have been a couple years back... at this point, gonna sell some company stock and pay that motherfucker off.
Once that's gone... I really don't *need* to work any more, though I probably will for the insurance.
Whatchoo mean??
On what? I ain't sellin' it... yet.
ETA: think maybe talking about CG on the company stock?
Sigh, some day, maybe. At the moment though, we are a single income household for the next oh, 5 years, and I doubt I'll have gobs of "extra" money to put towards paying a mortgage down early.That's what we did around 2010... then started paying extra principal when we started having "extra" $$ around. Was hoping to have it all paid off *before* the kids went off to uni, but that apparently wasn't realistic.