[Dog Welder]

Going to get laser eye surgery soon and I can pay for it via credit card, yes I will pay it off all at once. So I figured that I'd at least get some miles or points for it. So which card/company has the hooks you up the most? I'm leaning toward Capital One. They claim that their points can be applied to any airline.

 

[Toshi]

stay away from points cards if they have an annual fee. my opinion is that no annual fee cards that have cash back (discover, amex blue) are the way to go.

 

[douglas]

GM Card

 

[Goddy43]

Right now I like my Citi Upromise card, I get 1% of my bill each month credited towards my hefty college loan. Upromise can work as a savings plan too, so if you have kids the savings could go towards a future college loan.

 

[DamienC]

I dig my REI Visa. 1% back to your REI dividend on all non-REI purchases. Full 10% (instead of the 8.5% with other credit cards) to your dividend on REI purchases. I haven't spent much at REI in recent years and yet I always get a fat dividend check. Probably not all that useful but the "free" shopping spree at REI each spring is fun!

 

[in the trees]

Right now I like my Citi Upromise card, I get 1% of my bill each month credited towards my hefty college loan. Upromise can work as a savings plan too, so if you have kids the savings could go towards a future college loan.

I agree - I have twins so every little bit is gonna help. Especially since they are not even two years old yet. I hate Citi, but I do like UPromise. We linked it to all the grandparents' accounts, too.

toby

 

[McGRP01]

Isn't Discover the card that PAYS YOU?

 

[kizzi77]

Dave Ramsey says you shouldn't have a credit card

 

[Crashby]

Best resource I've seen:

http://www.creditcards.com/

 

[douglas]

http://cgi.money.cnn.com/tools/informa/credit.jsp

 

[Brian HCM#1]

My main (favorite card) Capitol One Platinum. It gives me miles for any airline. The cash back for most CC's are so minuscule it's not really worth it.

 

[JRB]

GM Card

Except for the having to buy GM stuff with it. :mumble:

 

[douglas]

My main (favorite card) Capitol One Platinum. It gives me miles for any airline. The cash back for most CC's are so minuscule it's not really worth it.

w/my GM card I got over $3500 off my truck

 

[riderx]

Discover. Cash back is always better than points, cash spends anywhere.

 

[bluebug32]

I have blue cash from American Express. I like seeing my cash back add up.

 

[blt2ride]

Except for the having to buy GM stuff with it. :mumble:

Yeah, my 2 year old GM product is stuck at the dealer as we speak...

 

[beamer]

It all depends on your spending habits, and what you want to use the points for. I like using my American Express because I get cash back plus it has Purchase Protection, so almost everything that I buy is protected against "accidental" damage with in 90 days (you break, they buy). I have used it a few times and it works like a charm.