Quantcast

Which Credit card company has the best points system?

Discussion in 'The Lounge' started by Dog Welder, Oct 27, 2005.

  1. Dog Welder

    Dog Welder Turbo Monkey

    Rep/Likes:
    4 / 0
    Joined:
    Sep 7, 2001
    Messages:
    1,127
    Location:
    Pasadena, CA
    Going to get laser eye surgery soon and I can pay for it via credit card, yes I will pay it off all at once. So I figured that I'd at least get some miles or points for it. So which card/company has the hooks you up the most? I'm leaning toward Capital One. They claim that their points can be applied to any airline.
     

    Please register to disable this ad.

  2. Toshi

    Toshi Harbinger of Doom

    Rep/Likes:
    180 / 1,326
    Joined:
    Oct 23, 2001
    Messages:
    24,473
    stay away from points cards if they have an annual fee. my opinion is that no annual fee cards that have cash back (discover, amex blue) are the way to go.
     
  3. douglas

    douglas Chocolate Milk Doug

    Rep/Likes:
    4 / 0
    Joined:
    May 15, 2002
    Messages:
    9,889
    Location:
    Shut up and Ride
    GM Card
     
  4. Goddy43

    Goddy43 Monkey

    Rep/Likes:
    0 / 0
    Joined:
    Apr 21, 2005
    Messages:
    170
    Right now I like my Citi Upromise card, I get 1% of my bill each month credited towards my hefty college loan. Upromise can work as a savings plan too, so if you have kids the savings could go towards a future college loan.
     
  5. DamienC

    DamienC Turbo Monkey

    Rep/Likes:
    5 / 0
    Joined:
    Jun 6, 2002
    Messages:
    1,169
    Location:
    DC
    I dig my REI Visa. 1% back to your REI dividend on all non-REI purchases. Full 10% (instead of the 8.5% with other credit cards) to your dividend on REI purchases. I haven't spent much at REI in recent years and yet I always get a fat dividend check. :) Probably not all that useful but the "free" shopping spree at REI each spring is fun! :D
     
  6. in the trees

    in the trees Turbo Monkey

    Rep/Likes:
    3 / 1
    Joined:
    May 19, 2003
    Messages:
    1,210
    Location:
    NH
    I agree - I have twins so every little bit is gonna help. Especially since they are not even two years old yet. I hate Citi, but I do like UPromise. We linked it to all the grandparents' accounts, too.:thumb:

    toby
     
  7. McGRP01

    McGRP01 beer and bikes

    Rep/Likes:
    4 / 0
    Joined:
    Feb 6, 2003
    Messages:
    7,797
    Location:
    Portland, OR
    Isn't Discover the card that PAYS YOU? ;)
     
  8. kizzi77

    kizzi77 Monkey

    Rep/Likes:
    6 / 0
    Joined:
    Aug 11, 2005
    Messages:
    564
    Location:
    nashvegas
    Dave Ramsey says you shouldn't have a credit card
     
  9. Crashby

    Crashby Monkey

    Rep/Likes:
    0 / 1
    Joined:
    Jan 26, 2003
    Messages:
    947
    Location:
    Rochester, NY
  10. douglas

    douglas Chocolate Milk Doug

    Rep/Likes:
    4 / 0
    Joined:
    May 15, 2002
    Messages:
    9,889
    Location:
    Shut up and Ride
  11. Brian HCM#1

    Brian HCM#1 MMMMMMMMM BEER!!!!!!!!!!

    Rep/Likes:
    5 / 11
    Joined:
    Sep 7, 2001
    Messages:
    31,208
    Location:
    Bay Area, California
    My main (favorite card) Capitol One Platinum. It gives me miles for any airline. The cash back for most CC's are so minuscule it's not really worth it.
     
  12. JRB

    JRB Guest

    Rep/Likes:
    0 / N/A
    Except for the having to buy GM stuff with it. :mumble:
     
  13. douglas

    douglas Chocolate Milk Doug

    Rep/Likes:
    4 / 0
    Joined:
    May 15, 2002
    Messages:
    9,889
    Location:
    Shut up and Ride


    w/my GM card I got over $3500 off my truck
     
  14. riderx

    riderx Monkey

    Rep/Likes:
    6 / 0
    Joined:
    Aug 14, 2001
    Messages:
    704
    Location:
    Fredrock
    Discover. Cash back is always better than points, cash spends anywhere.
     
  15. bluebug32

    bluebug32 Asshat

    Rep/Likes:
    4 / 0
    Joined:
    Jan 14, 2005
    Messages:
    6,143
    Location:
    Floating down the Hudson
    I have blue cash from American Express. I like seeing my cash back add up.
     
  16. blt2ride

    blt2ride Turbo Monkey

    Rep/Likes:
    6 / 0
    Joined:
    May 25, 2005
    Messages:
    2,334
    Location:
    Chatsworth
    Yeah, my 2 year old GM product is stuck at the dealer as we speak...
     
  17. beamer

    beamer Chimp

    Rep/Likes:
    0 / 0
    Joined:
    Sep 13, 2005
    Messages:
    29
    Location:
    Springville, Utah
    It all depends on your spending habits, and what you want to use the points for. I like using my American Express because I get cash back plus it has Purchase Protection, so almost everything that I buy is protected against "accidental" damage ;) with in 90 days (you break, they buy). I have used it a few times and it works like a charm.