No, IMBA deal sets the price, no haggling allowed, It will not further reduce a negotiated price. If you want to buy now you can use the IMBA deal as a negotiating tool to get the dealer to give you near invoice price today instead of waiting 6 months for the sale.
Pricing starts at MSRP and you want to get down to invoice if you can. Then subtract any CUSTOMER REBATES, they are not the same as a discount off of the selling price.
Inquiries do affect your credit score, but one or 2 isn't going to negatively change your score. If you walked into every single bank/credit union in town, and then every dealer and had them pull your credit you would ding your score.
Right, but is the IMBA discount subtracted from the invoice price (meaning, the car is sold below invoice)? Or, does the discount essentially sell the car to you at invoice?
It sets the price at dealer invoice. The only way to go lower is if Subaru is currently offering additional incentives like cash back.
At your score I don't think you need to worry about it. Look at bankrate.com and you'll see fairly quickly that eloan and capitalone are way lower than other outlets. The only better source maybe a credit union if you are a member? That's a quick call. They'll always quote their lowest rate which at 773 you're bound to be eligible for.
If you are 6 months away. Just go back to your daily life, and revisit this in 5.5 months.
Capital one locks the rate for 45 days. They literally send you a blank check.
By then the 2008 version is probably widely available and throughly reviewed.
does the price drop much when the new line comes out?
See my previous comments, if they have a lot of 07's on the ground then yes it will. If not, it will make it difficult to get a good deal on those remaining 07's. Subie is not known for carrying a glut of inventory, so you are rolling the dice there. The worst case scenario for you would be that they dont have an 07 model/options that you want, and you end up paying more for an 08.
So, in your opinion, when would be the best time for me to buy this new car?
I think I read Ithaca's most popular car brand is Subaru - its probably harder to get a good deal at the Ithaca dealership. How far away are other Subaru dealerships?
I figured I'd try up there (might get more for my trade-in) and also try in the Poughkeepsie area too.
Pics?
How can you compare the cars without any solid information other than unofficial pictures?
If robdaboyii is still gonna be in Seneca Falls this year, one of the top Subaru dealers in the country will be close by (Van Bortel Subaru).
Dude - if it doesn't look good then The Joker is NOT gonna buy it.
Well they could be photochops and the STI isn't exactly the high point of automotive styling especially if you get it with a giant wing on the backDude - if it doesn't look good then The Joker is NOT gonna buy it.
CD said:
He is...haven't heard of that dealership
www.vanbortelsubaru.com
Good prices?
Short answer: yes.
Sounds like we need to be taking a little road trip and see what they can do for us.
Sounds like we need to be taking a little road trip and see what they can do for us.
Thanks for the heads up man!
I'm guessing the two offers can not be combined, but who knows.
It worked for me. I still had two months to wait (I had only recently joined IMBA). I told the dealer if I had to wait for the discount, I'd come back in two months. They honored the discount.
