no, but i know how to brew it.Do you know how much beer costs up here?
no, but i know how to brew it.Do you know how much beer costs up here?
I am spending TG + week at friends in south FL. I passed on $170 RT/pp with Spirit and went with JetBlue instead. I can't see how anyone can fly with Spirit more than once.Tickets purchase to Cabo. $330 RT/pp. I hope United doesn't suck as much as I hear it does.![]()
tell him to cut that shit out on the return flight or customs won't let him back in.Taking a break from snorkeling, it is amazing. Baby turtles (and big ones) everywhere...
So this is the coolest thing about this trip. My kiddo has been in dual immersion classes since first grade. He has up to now been a little shy to use it, but here he just can't stop speaking acceptable Spanish. With the customs agents, the car rental dudes, the hotel staff...everyone, even other kids at the pool.
I can honestly say that he is bi lingual. He needs more vocabulary and grammar, but what he is doing is great.
Proud parents here, the dual program has been awesome...
We flew united, and it was fine, except for the insultingly small pitch of the seats...it had to be 28". Ridiculous.
Tickets purchase to Cabo. $330 RT/pp. I hope United doesn't suck as much as I hear it does.![]()
Houston does & you will prolly have a layover there. dont touch anything in IAH if so. like for realzTickets purchase to Cabo. $330 RT/pp. I hope United doesn't suck as much as I hear it does.![]()
In other news the yoga teacher ive been seeing is all up in my head. wasnt expecting someone to impact ol' TN like this
Houston does & you will prolly have a layover there. dont touch anything in IAH if so. like for realz
one other way to get ahead if you're not already going it is switch to paying biweekly instead of monthlyBy the end of the year I will have paid off enough on the new mortgage to drop my PMI and will be a full year ahead of schedule. Hoping to have an extra 80k paid off when I go to and adjustable rate in 10 years. This will allow me to refinance with a 10 or 15 year if the adjustable rates end up being high. If not I will continue to pay extra and hopefully wrap the 30 year in under 20.
You are one of the lucky ones.
Pretty sure I got mild food poisoning when I was there a couple weeks back.
you've already become self aware. your subconscious is going to sabotage you now.yeah lemme fuck this up early in the trajectory... smh
Not my first rodeo at that airport.You are one of the lucky ones.
That helps, but the difference is rather inconsequential in the big picture.one other way to get ahead if you're not already going it is switch to paying biweekly instead of monthly
couple years on a 30 year if i'm not mistakenThat helps, but the difference is rather inconsequential in the big picture.
I did this with my student loans because holly hell I will have the house paid off before them at this rate.one other way to get ahead if you're not already going it is switch to paying biweekly instead of monthly
If the fixed rate interest is amortized across the life of the loan how does that help? My tired brain can't see the benefit.one other way to get ahead if you're not already going it is switch to paying biweekly instead of monthly
I think you are mistaken. Most mortgages, including mine, to not reduce your interest liability if you simply pay your normal amount early. You could also just make regularly full monthly payments two weeks earlier, either way, it makes no difference they ain't gonna cut you a break. YMMV but this is how most mortgages work.couple years on a 30 year if i'm not mistaken
you're essentially making an extra monthly payment a year.If the fixed rate interest is amortized across the life of the loan how does that help? My tired brain can't see the benefit.
@6thElement this.The advantage is that paying every 2 weeks is 26 half payments per year which = 13 full payments per year not 12. Might as well just pay extra during your normal payments and do half the paperwork.
Hidden Valley Ranch is finally offered in a keg for the holidays
maybe pre-ego death yeah, totally.you've already become self aware. your subconscious is going to sabotage you now.
then you know, infection is inevitable.Not my first rodeo at that airport.
craft ranch dressing, served on nitro.
Yeah, we just stick to monthly and pay extra to avoid the extra work. Too tired to realize that it equalled one extra payment per year. The extra cost in stamps needs to be calculated across 30 years otherwise
do you guys really not have online / autopayments as an option? i mean, its fucking 2017.Yeah, we just stick to monthly and pay extra to avoid the extra work. Too tired to realize that it equalled one extra payment per year. The extra cost in stamps needs to be calculated across 30 years otherwise![]()
I do online payments, but it only allows me to schedule regular monthly payments.do you guys really not have online / autopayments as an option? i mean, its fucking 2017.
I maintain a strict schedule of vaccines.then you know, infection is inevitable.
does licking doorknobs count?I maintain a strict schedule of vaccines.