More like Crabjoe JealousPants.
Joker - finished basement?
All asshat sarcasm aside.....congrats BTW...not that you care what I think anyway.
Buying a house
- Thread starter stoney
- Start date
Joker - finished basement?
All asshat sarcasm aside.....congrats BTW...not that you care what I think anyway.
stoney, don't let crabjoe get to you. he still lives like FBF.
I'll let you know when we close; we'll drink to celebrate. Then I will bribe with chili and beer for moving assistance. Once spring comes around, we'll put in the pump track./thread.
That is all that matters, so yea, congrats.
I am now renting an 1800sq ft 3 bed, 3.5 bath house built in 2007... no lie, all new homes around here have too much plumbing.
OCD and FBF are 2 acronyms that can't harmoniously cohabitate.
That's what I was referring to in my original post. I was absolutely thrilled my ~1,500 3br ranch had 2 full baths instead of 1 1/2 as most do.
Finished with a walkout basement. It's essentially a third floor because of the walk out. Massive window and sliding door in the basement; awesome deck on the main floor.More like Crabjoe JealousPants.
Joker - finished basement?
All asshat sarcasm aside.....congrats BTW...not that you care what I think anyway.
garage?
Nice dude. FSM knows you couldn't have timed it much better.
This is what I do. Buy low, sell high. Use other people's money when you can.
Nice dude. FSM knows you couldn't have timed it much better.
Assuming ZOMFGHyperZimbabwe-styleInflation hits, that sub-4% 30y mortgage will be something to cherish and practically frame on the wall...
The only complaint I have about our ~1200' Cape Cod is that there's only one bathroom (not counting the random sh!tter in the corner of the basement), so we'll have to add the plumbing on the 2nd floor for our master bedroom when we finally get around to finishing the house. For just the wife and I the current setup isn't too bad, but with company it's a pain and I can't imagine it if there were a couple of kids added to the mix as well...
Blah blah blah ... sq. footage and financing aside teh Joker's new digs are a few miles by bike to some fantastic trails. FOCUS PEOPLE!!
Deer Creek and Zoro are the only decent trails within riding distance. Zoro is roughly 20 miles away, so it will make for a hell of a ride. Deer Creek is only about 12, which is a great training and warm-up.
Also, just locked 3.875 for a 30y fixed.
Don't forget waterton, falcon, lair of the bear, and green mountain - they're all as close or closer than Zorro.
Probably break the ol' hoss back out in April.
12 miles to DC? Hmmm, it was only like an inch on the map. (super road routes up there, not just trails)
Waterton hasn't been open since just after I moved here. SS: any idea when they'll be finished up there? I only rode there 2-3 times but totally loved it.
Waterton hasn't been open since just after I moved here. SS: any idea when they'll be finished up there? I only rode there 2-3 times but totally loved it.
That would be close to a metric century - you'd have to add on a bunch of shenanigans for an "Imperial" century.
Rounding error, clearly.
Congrats, on all counts.Time for muttering and swearing. Wifey's company will be switching her to a vendor role about a month earlier than we were expecting. Switching her to a 1099 with no history, instead of a W2 prevents us from qualifying based on my income (base only) alone.
We now get to propose to the buyers to close in 30 (vs. 60 we offered), with the option to rent back for 30-days with the option of extending another 30. W.T.F.
God, I hate commission heavy jobs. My base won't allow us to qualify, and despite knowing how much my current commission payout is, without a paystub I can't get that added to my income.
We now get to propose to the buyers to close in 30 (vs. 60 we offered), with the option to rent back for 30-days with the option of extending another 30. W.T.F.
God, I hate commission heavy jobs. My base won't allow us to qualify, and despite knowing how much my current commission payout is, without a paystub I can't get that added to my income.
We kind of ran into the same thing- since my wife quit her job- but the car loan is in her name, and so I had no debt- let me do more on my one salary. Rent back option isn't bad- just have a lawyer check it to make sure there are no loose ends- its a good investment.. helped us with our new house.. moving in 2 days!!
Last edited:
Let the chain-yanking begin!
You have a trusted mortgage guy? If you want a 2nd opinion I can give you a name...
You have a trusted mortgage guy? If you want a 2nd opinion I can give you a name...
Oh boy. We went back and forth for a couple weeks because my wife was going to school and working part-time. Apparently the rules had been changed and for part-time income to be acceptable for the loan there had to be a two year history of it - which didn't exist. With some letters from her employer and school the mortgage broker was able to work something out for us.
If you'd like to talk to her for a second or third opinion I can provide contact info.
If you'd like to talk to her for a second or third opinion I can provide contact info.
Sho' thing:
Highlands Ranch
Eastridge Recreation Center
9568 South University Blvd.
Highlands Ranch, Colorado
(303) 791-2500
http://www.hrcaonline.org
> Climbing wall for top roping, free-climb, and some lead. Need to live in Highlands Ranch, or be invited to use facility.
Fvck. I don't know, do I?
stevew: you always have stories about CO, when and where did you live out here?
the first time was for about a month in 98 breckenridge...i think around then..putting together snowmobiles but mostly fvcking around in the mountains...lived near the golf course.
then
99-04/05.....around then i think.....lived in aurora...highline village apartments...fvcking classy....then in wheatridge a block or two away from wheatridge cyclery.
Well, we went through inspection and found that the finished basement was not permitted, along with a few other things we wanted fixed. We asked that they be fixed and the seller said no, so we walked. They just came back to the table, offering up to get permitted and fix everything that we wanted taken care of.
We called their bluff and they completely folded. Apparently they have already bought their new house, and need to get out of this one asap. 100% buyer leverage FTW.
We called their bluff and they completely folded. Apparently they have already bought their new house, and need to get out of this one asap. 100% buyer leverage FTW.
Last edited:
LOL @ a seller in this market thinking they could pull that off. House 2 doors down from us has an un-permitted finished basement that looks really nice. And it floods every year 
. Make sure those documents and work is up to snuff.
. Make sure those documents and work is up to snuff.
That is when you ask them for even more
Time to get a new roof and get the pump track paid for!!
the roofing scam.....every time it hails out here....dumbsh!ts are having their roofs replaced.Time to get a new roof and get the pump track paid for!!