I only put 10% down. Special loan with PMI baked in--I'm paying it in a sense but not as a separate line item. Upside is that it counts as interest instead, which is one of the few deductions I get.
No nights for me. 8 weekend days per year +/- 1 holiday day.
redfin $19K more than zillow and 4k more than trulia for our current home. really dgaf; halfway through a 15 yr. mortgage at 2.75%.
saved enough to avoid pmi on first home 18 years ago, used accrued equity and common sense (living within our means) to stay over 20% on our other two homes since then.
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