Morning Monkies! IRB has already run halfway to Boston and stevew been up since 3; it's time you got you ass moving as well. On tap for my day is a fruity breakfast of strawberries, banana, yogurt and granola. Munch, munch.
Thursday morning means a swim workout, Serial Midget. I can't believe people don't know this already. COME ON! But yeah, 2500 yards done.IRB has already run halfway to Boston and stevew been up since 3
When I interviewed for my new position the director emailed me the day prior to the interview and said, "We wear jeans every day around here, so don't dress professional."Mornin!
Wore jeans on a Thursday. Take that business casual dress code!
or breakfast.Unless you have one with lunch.
I take pride in insulting and embarrassing people completely sober.Unless you have one with lunch.
How do you channel your inner rebel then? I wear jeans every day despite the strict dress code. Take that, corporate lizard overlords!When I interviewed for my new position the director emailed me the day prior to the interview and said, "We wear jeans every day around here, so don't dress professional."
pantaloons for you old folks.What are these "pants" that everyone keeps speaking of?
Ah.....pantaloons for you old folks.
huh. i pictured you as more of a trousers kind of fellow.Ah.....
I'm more of a Knickerbocker guy myself.
Every. Single. Time. I'm done with that place.Also, Mountain Toad beers make me foggy the next morning.
It doesn't matter if it's one or one hundred, I always feel a bit foggy the day after.Every. Single. Time. I'm done with that place.
You know... beers at home followed by gin & tonics have a similar effect.It doesn't matter if it's one or one hundred, I always feel a bit foggy the day after.
make her go live in a van down by the river.Work. I manged to get in an hour on the elliptical last night and some study time, so I'm pretty blown out this morning.
Had the 'what you want vs. what you can get' conversation with Wifey yesterday. She finally listened when I told her if she wants round 2, that getting her Q7 and giant house are off the table. She's upset that because we make so much more money than any of our friends that we can afford to live nicer because they do (keeping up with the Jones' much?).
I spent a lot of time trying to explain that we save more money than the average person (because we can and should). Trying to explain that saving now sets us up way better later, including the ability to pay for college doesn't seem to stick. She said "we can always save less" which damn near gave me a seizure.
Honestly, doing this job will make you go crazy. Talking to people who are or will be living their retirement in poverty will really make you want to save every penny that you can, just to avoid that.
Trying to explain that saving now sets us up way better later
Hahah. Yeah, I've tried the whole retire early thing, as that's what I do for a living. Doesn't work.make her go live in a van down by the river.
sometimes i have these sorts of situations w/ my wife (want vs need). i find myself utilizing the phrase "welcome to reality" frequently. i also make the argument that better savings = more likely to retire early, that argument seems to carry some weight, so it might be worth trying.
Dude... I don't envy your position. It's a tough (and REAL) thing, the desire for people to keep up with the Jones'...Work. I manged to get in an hour on the elliptical last night and some study time, so I'm pretty blown out this morning.
Had the 'what you want vs. what you can get' conversation with Wifey yesterday. She finally listened when I told her if she wants round 2, that getting her Q7 and giant house are off the table. She's upset that because we make so much more money than any of our friends that we can afford to live nicer because they do (keeping up with the Jones' much?).
Just keep in mind that it's a balance for everyone - 'cause there's no guarantee that you're gonna make it TO retirement. But you should at least plan for it...Honestly, doing this job will make you go crazy. Talking to people who are or will be living their retirement in poverty will really make you want to save every penny that you can, just to avoid that.
oh i wasn't suggesting everyone living in a van down by the riverHahah. Yeah, I've tried the whole retire early thing, as that's what I do for a living. Doesn't work.
As for van down by the river, having lived in a van at one point growing up and in my truck after leaving school, having lots of savings is a very important thing for me. I want Haley in no way to ever experience that in life.
fell asleep at three....slept for 6 glorious hours....ready to go back to sleep...stevew been up since 3.
Jesus H. Christ. I'm not even married and I get friends telling me I make so much money and save so much that I should spend more and live "better." I've got too many friends living paycheck to paycheck with no retirement. Anemic 401k plans were drained a while ago to cover various life expenses. Now high rate credit card debt and school debt is crushing them. Home maintenance costs exceeded the benefit of property value growth. The list of money issues goes on.Work. I manged to get in an hour on the elliptical last night and some study time, so I'm pretty blown out this morning.
Had the 'what you want vs. what you can get' conversation with Wifey yesterday. She finally listened when I told her if she wants round 2, that getting her Q7 and giant house are off the table. She's upset that because we make so much more money than any of our friends that we can afford to live nicer because they do (keeping up with the Jones' much?).
I spent a lot of time trying to explain that we save more money than the average person (because we can and should). Trying to explain that saving now sets us up way better later, including the ability to pay for college doesn't seem to stick. She said "we can always save less" which damn near gave me a seizure.
Honestly, doing this job will make you go crazy. Talking to people who are or will be living their retirement in poverty will really make you want to save every penny that you can, just to avoid that.
Indeed. My goal is simple enough (I think) is to have $500k (we save a lot of money) set aside by the time we're 40. That gives a really good platform from which our future/retirement can be built. Getting a big house nukes that. Getting a Q7 seriously impacts that. Getting something like a Pilot, which she likes, impacts it less. Having rd 2 is global nuclear war to that goal.Dude... I don't envy your position. It's a tough (and REAL) thing, the desire for people to keep up with the Jones'...
Try telling her that the Jones' are basically dumbass douchebags. See if that helps.
Just keep in mind that it's a balance for everyone - 'cause there's no guarantee that you're gonna make it TO retirement. But you should at least plan for it...
But yeah - keeping up with the Jones' is a surefire way to:
It's a bad idea to pattern your life after what everyone else is doing. 'Cause there are a LOT of people doing it wrong.
- Be disappointed
- Never actually attain what you *think* you want
Now imagine having that conversation 30 times per day, telling people that their plans for retirement are not able to happen doing what they do. Very demoralizing to me and why saving is so important.Jesus H. Christ. I'm not even married and I get friends telling me I make so much money and save so much that I should spend more and live "better." I've got too many friends living paycheck to paycheck with no retirement. Anemic 401k plans were drained a while ago to cover various life expenses. Now high rate credit card debt and school debt is crushing them. Home maintenance costs exceeded the benefit of property value growth. The list of money issues goes on.
In a recent office retirement seminar, the speaker asked "how many people have $X in savings?" At 40, I was on the younger end of the average age, and I was the only person who raised a hand.
Some people very close to me are going to get crushed by money woes as time rolls on. It's going to be hard to watch, and I can't save them.
Indeed. My goal is simple enough (I think) is to have $500k (we save a lot of money) set aside by the time we're 40. That gives a really good platform from which our future/retirement can be built. Getting a big house nukes that. Getting a Q7 seriously impacts that. Getting something like a Pilot, which she likes, impacts it less. Having rd 2 is global nuclear war to that goal.
Guess I just focus too much on the future...
location..location...location...As for van down by the river, having lived in a van at one point growing up and in my truck after leaving school, having lots of savings is a very important thing for me.
$500k total net worth? Or not including home equity?My goal is simple enough (I think) is to have $500k (we save a lot of money) set aside by the time we're 40.