Wii Fit Antics on Vimeo <-- just a dumb video i made of jessica and me playing around on her mom's wii fit. editing, titles, transitions: all of these things so foreign!
more on the above. crossposted from my blog ( www.xanga.com/toshiclark ), as today's post is on this very topic:i'm getting antsy. and piaggio has their 6 month/0% apr promotion through 4/30/09! it's going to be hard to not pull the trigger for a new one with that promotion vs. a used one that's paid off in full right now.
http://piaggiousa.com/promotions.php?pid=3
(yes, the APR is HORRIBLE after 6 months but i could pay it off right now. 6 months "free financing" is just icing on the cake.)
Toshi said:new or used?
as the astute reader will note i have no car. this has worked out fine this year, as my seattle apartment is within easy biking distance from both of the hospitals at which i work, and seattle has both zipcar and a pretty good bus system as backups.
to wit, the zipcars that live around my apartment:
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the astute reader will also note that i'm not sticking around in seattle. in the end of june i, along with my soon-to-be bride, will be moving to long island, new york. this move is non-negotiable, as it's part of my residency training process and, as such, is basically the most important thing for my career.
long island has many desirable attributes, including its proximity to new york without the problems associated with actually living in new york city, as well as its peace and relative solitude. however, what it doesn't have is zipcar: the closest zipcars will be in queens, far beyond the realm of practicality. (right now i rarely walk more then 0.3 mile to get a zipcar.)
so i'll need a car, right? wrong. i'll need something motorized, that's what. as you probably guessed from the barrage of prior posts on emissions, and, lately, safety gear, i'm planning on riding around on something with less than 4 wheels. in particular, i've settled on a three-wheeled Piaggio MP3 250. it's commercially available with a warranty and local/nationwide support, is arguably marginally safer than a 2-wheeler, and, most importantly, has the stamp of approval from the fiancée.
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the question then becomes: new or used?
in the car arena this is a relatively straightforward question, with the sane answer usually being to buy a 2-3 year old mainstream used model, possibly under a certified pre-owned plan through the manufacturer. this decision is enabled by the stable used car market with plentiful supply and the availability of sane financing for both used and new car purchases.
these assumptions don't hold true in the motorcycle/scooter market. in particular, scooters are rarer, are seemingly bought and sold impulsively, and financing is a minefield: used motorcycles are basically impossible to finance at non-usurious rates. in other words, there aren't many bikes out there, people don't know their true worth due to the scarcity of transactions and the flakiness/irrationality of buyers and sellers alike, and financing is much easier to come by for new purchases. add to this the relative cheapness of both new and used machines and you have the dilemma at hand.
scenario 1: the used case
there's all of one used MP3 250 listed on the greater seattle area craigslist at the moment. Kelley Blue Book says it should be worth between $4275 trade-in and $6205 retail, yet the seller has it listed for $6750. keep in mind that it's used, a year old, and a new one runs for $7199 + TTD. basically the seller is insane yet no one has called her bluff due to the factors that i've mentioned.
assuming i could get it for $5500and that's a big assumption therei then have a year-old scooter that needs registration and insurance, and, as i mentioned, there's no financing available. basically i'll be out a solid $6000 chunk of change, but, in exchange, everything is paid off and squared away from the beginning.
scenario 2: the new case
there are two Vespa dealers around seattle: Vespa Seattle/Eastside/Big People Scooters, and Steel Dreams/Lifestyles Honda up in mount vernon, north of everett. thus there should be no availability problems, and i can be pretty sure i'd be able to get a scooter for MSRP if not a bit less.
thus we're already at $7199 MSRP, plus tax and title. however, obama's stimulus package helps me out here by allowing new scooter, motorcycle, and car sales tax to be deducted from my 2009 federal tax return.
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he story's not over yet, though: piaggio has a (recurrent) promotion for 0 down, 0% APR x 6 months on new scooter purchases. i realize that the APR is absolutely loony after 6 months, but if we assume i'll responsibly pay it off in 6 months it's basically a free 6 month loan.
so there we have it: $6000 at once for something used vs. ~$1250 x 6 months for something new. the straight arithmetic says going with the used machine is the prudent choice, but the reality of month to month cashflow and the relative scarcity of used models suggests that going for the new bike makes sense.
what say the peanut gallery?
that's what i figured. thanks for the sanity check. GE credit rejected me btw! that's who piaggio had been using for their promo financing deal. now they're using sheffield, with whom i just put in an application. if they're rejecting me i'm not sure who they're approving.$6000 now vs $7500 in 6mo + more warranty, ease of transaction, no risk. No brainer. Buy new. One never knows where those used three wheels have been or how they've been treated.
thanks! i'll be out in east meadow on long island.congrats on the wedding & residency! Where will you be in NYC?
I say borrow a folding bike and ride the double century the old fashioned way!
- MSRP on the bike: $7199.
- price quoted by Vespa Seattle: $7349 - $150 "discount" to bring it to MSRP + 350 destination + 95 setup/prep + 72.50 plates/tabs + 50 document fee == $7766.50 OTD.
- price quoted by Vespa Salem: $7000 OTD.
(tax, registration, and insurance would be identical irrespective of purchase locale.)
is the prospect of $766.50 worth a trip of 218 miles each way? well, i'm on vacation in the middle of this month post-MSF ridercourse and could make this trip in a day. it'd be about 6h and a $36 ticket on the amtrak + a 3.1 mile walk or rollerblade trip across town to make it to the dealer. and, finally, it'd be about 4 hours and $7.50 in gas on an unfamiliar scooter to get home. all this looks up my alley so far, however.
at first glance i'd say the answer to that question would be "yes". if vespa seattle can do $7200 OTD then i'd go with them, but for a $766.50 difference in price i might just have to take a road trip.
har.I say borrow a folding bike and ride the double century the old fashioned way!
Call me devil's advocate, but if you can't get the locals to match these other places, doesn't Jessica have a car?har.irate2:
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A. Salem. $7000 + tax OTD, but they don't participate in the 6 month/0% financing promotion. easy to get to on amtrak ($36, 5h50m). straight shot back up I-5 on the way back, 218 miles.
B. Seattle. still awaiting their counteroffer. 2 miles down the street i live on.
C. Kennewick. $7000 + tax OTD, and they participate in the financing promotion. not so easy to get to: amtrak would be $65, two trains, 9 pm arrival so would need an overnight stay. flying would be $100, doable round trip in a single day, and probably the better option. once there it'd be a relatively straightforward ride back, 226 miles.
tomorrow i'll press the more local dealers to see if they can match these remote dealers' deals.
she has to work during the time at which i'd pick up the scooter. i could borrow her car, but then how would i get back with both the car and the scooter? it's not going to fit inside a corolla, hehCall me devil's advocate, but if you can't get the locals to match these other places, doesn't Jessica have a car?
i altered my riding style from my youthful, aggressive, all-out war on cars normal stance to the lines of "cruise along at 14-20 mph while pedaling briskly". in other words, i went from riding like a 27 year old to riding more akin to a 72 year old.Toshi said:tomorrow's planned route: to the department of licensing to obtain a motorcycle learner's permit, and to les schwab to return unused tire chains. it's just under 15 miles with some elevation changes. in a car one wouldn't think twice about this route, but that's kind of the point and the reason why i ditched my car.
with all this pre-planning i must do due to my limited range and endurance i'll be all ready for an electric car with its similar limitations once it arrives! (for the record, i do hope that an electric car that i'd purchase would have more like 100-120 miles of range vs. the 15-30 that i eke out of my pack depending on pace.)
From Texas comes word of a state legislator suggesting that Asian-Americans might want to change their names to something a little easier to pronounce.
“Rather than everyone here having to learn Chinese — I understand it’s a rather difficult language — do you think that it would behoove you and your citizens to adopt a name that we could deal with more readily here?” the Republican lawmaker said, as the House was debating a voter ID bill.
Her name? Betty Brown.
That shot, his "my fat neck" picture, and the others make him look like 3 entirely different people. Master of disguise?heh that last pic makes you look quite chubby.![]()
heh that last pic makes you look quite chubby.![]()
the 12mm lens does weird things at the periphery on full-frame cameras! plus i do have a fat neck. and a fat head. i think my XL moto helmet is a bit small, actually.That shot, his "my fat neck" picture, and the others make him look like 3 entirely different people. Master of disguise?
That and you look like a dorky white guy from the side. You are lucky though, I look like a dorky white guy from all angles.the 12mm lens does weird things at the periphery on full-frame cameras! plus i do have a fat neck. and a fat head. i think my XL moto helmet is a bit small, actually.
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ooh, i do like the old bmws. and new ones, for that matter. why a 4 vs. the twin?heh What a perfect day.....
It's raining
It's windy
I'm hungover as hell from the gig last night (mates band had an album release party last night)
And now I have a 2 hour road trip to go see/test ride a bike I'm thinking of buying.....
http://www.trademe.co.nz/Browse/Listing.aspx?id=213797039
lol optimum conditions for such a trip!!!