EVERYTHING ON TEH CARD!!! I really need to be smarter with those $ every February...I'm almost embarrassed to admit how much our cash-back check will be this year.
EVERYTHING ON TEH CARD!!! I really need to be smarter with those $ every February...I'm almost embarrassed to admit how much our cash-back check will be this year.
For us, the rebate check gets stuffed into the checking account and simply pays for next month's Costco bill.EVERYTHING ON TEH CARD!!! I really need to be smarter with those $ every February...
After we switched to the Costco card in April iirc (fuck you Southwest not giving us A-list over $861), we're pushing $1k back. Wifey driving into the garage door definitely helped though...I'm almost embarrassed to admit how much our cash-back check will be this year.
Nope. We had a lot of appreciation on the old house that we just flipped into this one. Never had a jumbo at any point.
I don't know what secret sauce @stoney put in to get his quote because I didn't get anything akin to his. Is your loan not jumbo at this point?
We're already over $1500.After we switched to the Costco card in April iirc (fuck you Southwest not giving us A-list over $861), we're pushing $1k back. Wifey driving into the garage door definitely helped though...
Dude... they're skinny AF already. I believe that Child Services might get involved were I to feed them any less.Feed them less.
awwww...that's cute. we're at 2.75 on a 15... somewhere around 9-10 years in... mebbe drumpf's tantrums and shitty growth will push it down a bit more in the next 6-12 months?
I don't know what secret sauce @stoney put in to get his quote because I didn't get anything akin to his. Is your loan not jumbo at this point?
They call that ‘the freshman 10’, but usually it’s used for chicks.Dude... they're skinny AF already. I believe that Child Services might get involved were I to feed them any less.
That said - my eldest at MSU has reported that the junk food the cafeteria is feeding him is *very* tasty and making him chubby.
When I went to college, it was "The Freshman 15"... but, yeah.They call that ‘the freshman 10’, but usually it’s used for chicks.
Yeah, the European rate climate has been screwy since 2008!Here you can get a 0.5% 30 year fixed mortgage and shorter adjustable are at negative rates at the moment (slightly positive with fees)
Perhaps that is the secret. The good news is that I can get that mortgage under the jumbo limit fairly soon. Maybe a year? And then push once again for a refinance.Nope. We had a lot of appreciation on the old house that we just flipped into this one. Never had a jumbo at any point.
Yeah, but how far are you from a Walmart?Here you can get a 0.5% 30 year fixed mortgage and shorter adjustable are at negative rates at the moment (slightly positive with fees)
Well there is your reasons for the low interest ratesYeah, but how far are you from a Walmart?
HOW FAR?!?!
Harumph.
I assume there's a rates highest to lowest?Harumph.
Just as well for me. I will bide my time and get the mortgage paid down to non-jumbo territory. Hell, I'll do that before paying down the Tesla since it's sticking around.
Order:
- pay off Land Cruiser note at end of October
- pay down mortgage from its $512kish level to non-jumbo territory ($484k)
- look into refinancing mortgage if rate climate better than what I have
- finish paying off car notes and student loans
- refinance mortgage to 10 years or less, whatever the lowest rate is, and pay it off in <5 years
- profit
Initially I was assuming that, because math, right? But then I ran some numbers... Paying down the mortgage yields more down the road, and refinancing is the huge factor that'd really cut down on interest paid.I assume there's a rates highest to lowest?
I got a chip for my haibike, it now goes 32mph or so.On my pedal into work I got passed by a dude on a RadWagon:
Supposedly that's a 20 mph assist limit bike but he was probably doing 25--he pulled away very quickly and I was climbing the slight grade at 14-15 mph.
Edit: likely removed assist limit via something like this: https://electricbikereview.com/forum/threads/removing-the-speed-limit-of-20-miles-hr.12573/
I have seen a few other Tellurides since then and they really are just not as attractive as the depicted one.I saw a dark red Kia Telluride on the street today. It looked much blander and blobbier in lower-spec trim than the top of the line dark green over cream model that made the show circuit and impressed @stoney and me a few months ago.
The shoulder line looked much weaker in the dark red, and the contrast to the dark grey plastic lower panels wasn't pretty. The small silver wheels also detracted from it, and overall it had little presence.
I get to see some rad shit lately. My last project used remote controlled graders and excavators, run by two guys via what appeared to be slightly modified game controllers. Excellent results and ran without breaks. I was and still am quite skeptical from a safety standpoint but they have layer upon layer of controls.
Can has cabless and thus driverless dump truck plz?
Cool. Scania claims autonomous to boot, albeit this is just a concept:I get to see some rad shit lately. My last project used remote controlled graders and excavators, run by two guys via what appeared to be slightly modified game controllers. Excellent results and ran without breaks. I was and still am quite skeptical from a safety standpoint but they have layer upon layer of controls.